Purchase credit cards

Buying something expensive or need a card for regular spending?

Our Platinum purchase credit card has up to 15 months of 0% interest, then 22.9% p.a. (variable).

Apply now
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Purchase credit cards explained

  • Purchase cards help you spread the cost of your spending.
  • Your credit limit, promotional period, and interest rates will vary based on your circumstances.
  • To keep your promotional rates, you’ll need to stay within your credit limit and make your monthly payments on time.



What is this Purchase credit card good for?


Not paying upfront cost

Instead of dipping into your savings, spread out the cost of large purchases.


Buy with confidence

Purchases are protected under Section 75 of the Consumer Credit Act.


Interest-free purchases

Having 0% interest on a Purchase credit card can help reduce the cost of borrowing.


Our Platinum purchase card benefits

0% interest on all purchases for 15 months.

Purchases exclude cash advances, gambling transactions and payment protection premiums.

0% interest for 15 months on any balance transfers made in the first 90 days.

Balance transfers: mimimum £100 up to maximum 95% of credit limit from UK cards only (excluding TSB credit cards).

A low balance transfer fee of 1.45% for the first 90 days.
Pay through contactless, or set it up on Apple or Google Pay.

Priceless.com is available exclusively to Mastercard cardholders and provides access to unforgettable experiences and valuable everyday discounts in the cities where you live and travel.



What you need to apply

  • Your current address in the UK

  • Details of any balance that you wish to transfer

  • Your bank account number and sort code

  • You must be 18 or over

  • A UK resident

  • Have a regular income

  • Not be currently declared bankrupt, have County Court Judgments or be subject to an individual voluntary agreement.


How do I apply?

Already a TSB customer?

  • Log in to Internet Banking
  • Apply for a new card
  • Complete in just minutes


Not a customer?

  • Apply online
  • Give us a few details
  • Complete in just minutes

If you prefer to apply in branch or through a telephone, you can book an appointment in advance.


Any questions?

  • A variety of ways to manage your account: online, by phone through one of our UK based call centres, or at a TSB branch.
  • Mastercard® SecureCode to help keep your details secure when shopping online.
  • Active account monitoring to spot any suspicious spending.
  • Overseas emergency telephone assistance if you lost your card abroad.
  • Receive Overseas Alerts when your card has been used in a foreign country. To opt in, opt out and amend your settings, use the form below. We’ve chosen Adobe to support us with our digital processes by using their ‘Adobe Sign’ software. Adobe is a separate data controller from TSB, and any personal data you provide will be sent to Adobe and processed in accordance with their terms and conditions of service. You may wish to read their Adobe Terms of Use and Consumer Disclosure before using the following link. Update Your Overseas Alerts.

There may be lots of different reasons you might need to bank with us differently, either in the short term, or on a continuing basis. It could be because of your physical or mental wellbeing, or because of a life event you’ve experienced. Whatever the reason, we are committed to tailoring our support to your personal needs.

If you choose to tell us about your individual support needs, we will take the time to understand your circumstances and work with you to make sure you have the support you need when banking with TSB. We can add a Support Indicator to your account, which means whenever you talk to us, we'll be aware that you may need tailored support.