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Additional borrowing on your mortgage

Looking to borrow more on your existing TSB mortgage? If you’ve had a mortgage with us for at least 6 months, you can apply for additional borrowing.



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Additional borrowing deals

Residential mortgage customers

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Additional borrowing deals

Buy-to-let mortgage customers


YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.



What you need to apply

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It's been at least 6 months since you took out your mortgage

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The amount you'd like to borrow is £10,000 or more

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Your existing mortgage and further borrowing amount added together totals no more than 85% of the value of your home

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Your borrowing is on an interest-only basis and your total loan is less than 75% of the value of your home, counting both your current mortgage and any further borrowing. (You can borrow an extra 10% on a repayment basis).

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You’re a UK resident and over 18

How to apply

Request a call back

Request a call back from a Mortgage Expert who can arrange a convenient time to discuss your mortgage needs via video, telephone or face to face.

How to apply

Call us

8:30am-6pm Monday to Friday.
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If you prefer to apply in branch or over a video call, you can book an appointment in advance.


Any questions?

This will depend on your personal circumstances. Our mortgage experts will be happy to help when you get in touch.

This will depend on your personal circumstances. Our mortgage experts will be happy to help when you get in touch.

You can apply for additional borrowing for a new car, but it’s subject to application and approval. Just get in touch with our mortgage experts for a chat.

This will depend on your personal circumstances. Our mortgage experts will be happy to help, just arrange a call back at a time that works for you.

Please see our current mortgage rates for more details.

We'll be sure to share all the important details with you like full costs, repayments and fees including information about combining your old and new borrowing before we finalise your new mortgage.

Yes. In fact, these are the most common reasons that people borrow more on their mortgage. Subject to application and approval.