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Instant access savings accounts

Savings that you can access whenever you need. Perfect for rainy days, emergency savings or building a buffer.

Instant access

Withdraw your money whenever you need it

Up to 6.00% AER
Piggy bank

By saving regularly in the Monthly Saver

Flexible savings

Save regularly or ad hoc – whatever works for you

Monthly saver

Build a savings habit

  • Earn 6.00% interest gross/AER fixed for 12 months
  • Save between £25-250 each month
  • No charge for withdrawals
Man with tea and biscuits

Grandchild and grandson digging on Allotment

Save Well Limited Access Account

  • 3.68%/3.75% interest gross/AER variable
  • 1 year term. Interest paid monthly
  • Instant access withdrawals reduce interest earned

Child with money jar

Savings Pots

  • 2.89/2.92% interest gross/AER variable
  • Open a maximum of 5 pots and save up to £5,000 in each pot
  • Instant access
  • Includes a fixed introductory bonus of 1.52% AER for the first 12 months
  • If you have a Classic Plus or Classic Enhance you can convert it to a Spend & Save account using this online form or by visiting us in branch. Or you can convert to our Spend & Save Plus account in branch

Adult and child playing with jigsaw


  • 1.50% interest gross/AER variable
  • Earn more interest on larger balances
  • Instant access
  • Includes a fixed introductory bonus of 0.10% for the first 12 months

Woman with phone

Easy Saver account

  • 1.50% interest gross/AER variable
  • Interest paid yearly
  • Instant access
  • Includes a fixed introductory bonus of 0.10% for the first 12 months

Any questions?

The best easy access savings account will depend on your needs and personal circumstances.

All easy access savings accounts aim to make withdrawals easy to do, however you may get higher interest rates by choosing a limited access option. Certain accounts may also limit the amount that you can save each month.

To find out which is the best easy savings account for you, check out our savings comparison page.

You can apply for a TSB instant access savings account online in just minutes. 

There’s no limit to how many easy access savings accounts you can open, but you’ll want to make sure you can stay on top of them all.

You can open a TSB savings account with as little as £1 or start a Monthly Saver from just £25 a month.

How much you can save will depend on your current needs and circumstances, as well as what goals you have set for your savings accounts. 

Financial Services Compensation Scheme

The Financial Services Compensation Scheme (FSCS) protects up to £85,000 of your eligible money at TSB. For more information, please visit the FSCS website. 

FSCS logo

Important Information

The Annual Equivalent Rate (AER) shows what the interest would be if the interest was paid and added to the account once each year. It lets you compare savings accounts easily. Gross rate means that credit interest is paid without income tax being deducted. Tax-free is the contractual rate of interest payable where interest is exempt from income tax.