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Guaranteed same-day payment of cleared funds in the UK (fee applies). CHAPS is an electronic, bank to bank payment system that guarantees same business day payment providing the funds are released before 4:40pm.

Features and benefits

  • Fast, reliable and secure method of guaranteeing same business day payment of cleared funds in the UK
  • Payment is made from one account to another on the same business day
  • Funds are cleared on day of receipt
  • Built-in security
  • Nationwide service
  • Sterling payments only
  • Payments are unconditional, and once made, cannot be recalled
  • Payments can be made for any amount, so there's no need to worry about cheque guarantee limits
  • Easy to arrange
  • Money is received on the same business day, and can therefore be drawn against immediately

Get started today

Apply at a branch

Get started today

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Monday to Friday 8am to 6pm

Saturday 9am to 2pm (excluding UK public holidays).