However you want to save for your children, there’s a children's savings account to match.
Compare our children's savings accounts
Young Saver
- Earn 3.11% Gross/ 3.15% AER interest Gross/ AER (variable)
- For children under 16
- Instant access
Junior Cash ISA
- Earn 3.55% interest tax-free/ AER (variable)
- Converts to Cash ISA Saver (without bonus) when the child turns 18
- No withdrawals until the child turns 18
Looking to invest?
We've teamed up with Wealthify to offer our customers a simple, affordable Junior Stocks and Shares ISA. With investments, your money is at risk.
Any questions?
A Junior Individual Savings Accounts (JISAs) are long-term, tax-free savings accounts for children under 18. For the 2025/2026 tax year, the savings limit for Junior ISAs is £9,000. Every year you can save up to the full Junior ISA allowance amount per child. As the parent or guardian, you’ll manage their money until the child turns 18.
The Junior ISA allowance can change each year, and for the 2025/2026 tax year, the savings limit for Junior ISAs is £9,000.
Need any help?
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Important Information
The Annual Equivalent Rate (AER) shows what the interest would be if the interest was paid and added to the account once each year. It lets you compare savings accounts easily. Gross rate means that credit interest is paid without income tax being deducted. Tax-free is the contractual rate of interest payable where interest is exempt from income tax.
You need to be 16+ and UK resident to open most of our savings accounts with the exception of Savings Pots and TSB ISAs. For children under 16 please see specific pages for opening procedures.
