Skip to main content
Mobile banking on mobile phone

Under 19s bank account

Are you ready to swap your piggy bank for something more grown up?

Our young person bank account is designed for 11 to 17-year-olds, making it an ideal bank account for teenagers.

Why open an under 19s bank account?

A Visa debit card
Contactless, of course.
Credit card icon

This account comes with a card to make purchases or withdraw money.

Earn 2.50% AER* (Variable) interest
On your account balance.
Piggy bank icon

Earn 2.50% AER* (Variable) on balances up to £2,500, paid into your account each month.

Fraud Refund Guarantee
Every purchase, every day.
Fraud refund guarantee logo

We offer more fraud protection than any other bank. T&Cs apply.

Benefits of a children's current account

Save, spend, and track

Learn money management

  • Earn 2.5% AER (Variable) interest on savings up to £2,500, and 0.1% AER (Variable) on anything over that
  • A contactless card to buy things and take money out
  • Mobile and Internet Banking to make it easy to track your spending
Piggy bank

A teenager bank account that offers more

Discounts when learning to drive

  • We’ve partnered with the AA to provide some great discounts on driving
  • You can save £36 on your AA driving lessons
  • Once you’ve passed, save another £20 on the cost of Pass Plus

Any discount offered is subject to individual instructor participation and availability.

Pink car

How to open an Under 19s account

info icon

You’ll need to make an appointment at your local branch to open an Under 19s Account

info icon

To be eligible for this account, you’ll need to be between 11 and 17 years old

info icon

If you’re under 16, a parent or guardian will need to be there to open an account and if you apply for any additional services

info icon

You’ll need two forms of ID, such as passport and birth certificate. We’ll also need proof of your parent or guardian's identity and address

info icon

Over 16s don't need to be accompanied by a parent or guardian but will need to bring two forms of ID and proof of their address

Open an Under 19s Account

Legal information

Important information

TSB adheres to The Standards of Lending Practice which are monitored and enforced by the LSB:

To read more about our lending commitments to you, please click here to read the leaflet.

Interest paid monthly.

Text alerts are free but your mobile operator may charge for some services. Please check with them.

We don’t charge for your use of Mobile Banking but your mobile operator may charge for some services, please check with them. Mobile Banking is available on most internet enabled mobile devices. Services may be affected by phone signal and functionality. You must be registered for Internet Banking. Terms and conditions apply.

*AER (variable) means Annual Equivalent Rate. AER (variable) illustrates what your interest rate would be if interest was paid and compounded each year. Gross rate is the contractual rate of interest payable before the deduction of income tax.

AA learning to drive offer – This offer and any driving lessons purchased are provided by Automobile Association Developments Limited. Registered office: Fanum House, Basing View, Basingstoke RG21 4EA. Registered in England and Wales No: 1878835. Discounts are partially funded by instructors, therefore any discount offered is subject to individual instructor participation and availability. We do not accept liability for the provision of any services by the AA. We may change or withdraw these offers at any time, please check in branch to see what is currently available.