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Mobile banking on mobile phone

Under 19s bank account

Are you ready to swap your piggy bank for something more grown up?

Our young person bank account is designed for 11 to 17-year-olds, making it an ideal bank account for teenagers.
 

Why open an under 19s bank account?

A Visa debit card
Contactless, of course.
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This account comes with a card to make purchases or withdraw money.

Earn 2.50% AER* (Variable) interest
On your account balance.
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Earn 2.50% AER* (Variable) on balances up to £2,500, paid into your account each month.


Benefits of a children's current account

Save, spend, and track

Learn money management

  • Earn 2.5% AER (Variable) interest on savings up to £2,500, and 0.1% AER (Variable) on anything over that
  • A contactless card to buy things and take money out
  • Mobile and Internet Banking to make it easy to track your spending
Piggy bank

A teenager bank account that offers more

Discounts when learning to drive

  • We’ve partnered with the AA to provide some great discounts on driving
  • You can save £36 on your AA driving lessons
  • Once you’ve passed, save another £20 on the cost of Pass Plus

Any discount offered is subject to individual instructor participation and availability.

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Open an Under 19s bank account

What you need to know

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This account is for kids and teens who are 11 to 17 years old

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If the child is under 16, a parent or guardian will need to help open an account

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If the child is over 16, they can apply on their own if they have 2 forms of ID and proof of address

If applying by video call

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The parent’s last name needs to be the same as the child’s. Or their name needs to be on the child’s birth certificate, which you’ll need for the appointment

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The legal guardian will need to show proof of guardianship on the call

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If the child is under 16, we’ll need to see the adult’s passport or driving licence. And a valid passport for the child, or a birth certificate if their passport has expired

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The parent or legal guardian needs to have held a TSB account, except insurance, for 30 days

Ready to apply?

Book a video call

Apply from anywhere with your email and reliable Wi-Fi

Apply from anywhere with your email and reliable Wi-Fi

Choose a time and date that works for you including evenings and weekends

Choose a time and date that works for you including evenings and weekends

It typically takes 60-90 minutes to open an U19s account

It typically takes 60-90 minutes to open an U19s account

You’ll need your ID ready. If the child is under 16, the parent or guardian must be on the call

You’ll need your ID ready. If the child is under 16, the parent or guardian must be on the call

Ready to apply?

Or apply in branch

Book an appointment at your chosen  branch to get started

Book an appointment at your chosen branch to get started

Don’t forget to bring ID for both the adult and child. And if the child is under 16, a parent or guardian will need to be there to help open the account

Don’t forget to bring ID for both the adult and child. And if the child is under 16, a parent or guardian will need to be there to help open the account

Legal information



Important information

TSB adheres to The Standards of Lending Practice which are monitored and enforced by the LSB: www.lendingstandardsboard.org.uk.

To read more about our lending commitments to you, please click here to read the leaflet.

Interest paid monthly.

Text alerts are free but your mobile operator may charge for some services. Please check with them.

We don’t charge for your use of Mobile Banking but your mobile operator may charge for some services, please check with them. Mobile Banking is available on most internet enabled mobile devices. Services may be affected by phone signal and functionality. You must be registered for Internet Banking. Terms and conditions apply.

*AER (variable) means Annual Equivalent Rate. AER (variable) illustrates what your interest rate would be if interest was paid and compounded each year. Gross rate is the contractual rate of interest payable before the deduction of income tax.

AA learning to drive offer – This offer and any driving lessons purchased are provided by Automobile Association Developments Limited. Registered office: Fanum House, Basing View, Basingstoke RG21 4EA. Registered in England and Wales No: 1878835. Discounts are partially funded by instructors, therefore any discount offered is subject to individual instructor participation and availability. We do not accept liability for the provision of any services by the AA. We may change or withdraw these offers at any time, please check in branch to see what is currently available.