Platinum Balance Transfer Card

Platinum Balance Transfer Card

This card offers you our LONGEST 0% balance transfer period of 27 months with a 2.95% fee for balance transfers made in the first 90 days.

Consolidate your debts and save money on existing card balances, by transferring them to this card and get 0% on purchases for 3 months.

  • 0% interest for the first 3 months on purchases

    Purchases exclude cash advances, gambling transactions and payment protection premiums

  • 0% interest for up to 27 months on balance transfers made within the first 90 days of account opening

    Balance transfers: mimimum £100 up to maximum 95% of credit limit from UK cards only (excluding TSB credit cards)

  • 2.95% balance transfer fee during the first 90 days

    Balance transfers: mimimum £100 up to maximum 95% of credit limit from UK cards only (excluding TSB credit cards)


To remain eligible for promotional rates you must stay within your credit limit and make your payments on time each month.
 
As with all credit cards, there are fees and charges for certain transactions, such as using your card abroad, making a cash withdrawal

Cash withdrawals means cash withdrawals, advances made by Card or Card number, gambling transactions, purchases of currency and cash related transactions, such as the purchase of travellers cheques, money orders or gaming chips

, missing a payment or going over your credit limit.
 

For more information about these fees and the rates which will apply after your introductory period, please read our  simple guide.

  • A variety of ways to manage your account: online, by phone through one of our UK based call centres, or at a TSB branch

  • Clicksafe® 
    ClickSafe® (also known as Verified by Visa, MasterCard® SecureCode and American Express® SafeKey®) is a free service that gives you extra protection when you're shopping online.
     
    The service will assess each transaction and either verify it automatically or, in some cases, ask you for some further information to help us verify the payment. This means that you can safely shop online, with fewer interruptions, knowing that Clicksafe® is helping protect you from fraud.
     
    You can also view more  Internet Fraud Protection
     to help keep your details secure when shopping online
  • Active account monitoring to spot any suspicious spending

  • A money planner to help you track your funds across your TSB current account and your credit card accounts.  Find out more about money planner

  • Overseas emergency telephone assistance if you lost your card abroad

Find out more about using your credit card with Apple Pay.

Find out more about using your credit card with Google Pay.

There may be lots of different reasons you might need to bank with us differently, either in the short term, or on a continuing basis. It could be because of your physical or mental wellbeing, or because of a life event you’ve experienced. Whatever the reason, we are committed to tailoring our support to your personal needs.

If you choose to tell us about your individual support needs, we will take the time to understand your circumstances and work with you to make sure you have the support you need when banking with TSB. We can add a Support Indicator to your account, which means whenever you talk to us, we'll be aware that you may need tailored support.

Representative example

Representative 21.9% APR (variable)

Purchase rate 21.95% p.a. (variable)

Based on borrowing £1,200 over 12 months.

Credit limit, interest rates and promotional periods will vary based on your individual circumstances. Subject to status and lending criteria.

Borrowing Sensibly

If you are looking to borrow some money, read our guide on borrowing sensibly.

Read the guide

 

How to apply for this credit card

This offer is only available if you do not already have a credit card from TSB.

It’s important that you apply for a TSB credit card in the way that’s right for you. This will depend if you already have an account with us or not.

Existing customer with Internet Banking

If you're registered for Internet Banking you can open a new account in a few minutes.

Log in and apply

Existing customer without Internet Banking

If you're not registered for Internet Banking you can register today and apply for a credit card once your Internet Banking is set up.

Register for Internet Banking

You are new to TSB

If you do not have a TSB account you can open a new credit card online.

Apply if you are new to TSB

Apply in branch

This card isn't available in branch but if you’d like to arrange a convenient time to talk to us in branch about another one of our credit cards simply click below to request an appointment.

Adobe digital forms

We have chosen Adobe to support us with our digital processes by using their ‘Adobe Sign’ software. 

Please be aware that Adobe are a separate data controller from TSB, and any personal data you provide will be sent to Adobe and processed in accordance with their terms and conditions of service. 

You may wish to read their Adobe Terms of Use and Consumer Disclosure before using the following link.

 

What I need when applying

  • Your bank account number and sort code
  • Your present address in the UK
  • Details of any balance that you wish to transfer

This offer is only available if you do not already have a credit card from TSB.
 
It’s important that you apply for a TSB credit card in the way that’s right for you. This will depend if you already have an account with us or not.
 
Representative 21.9% APR (variable).

Balance Transfer Guide

Want to know the details of Balance Transfers to see if this is the right card for you?

Read our Balance Transfer Guide

Register for mobile banking

We’re open anytime and anywhere. Take care of your day-to-day banking when you need to.

Set up mobile banking

Issues
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