Money worries If you’re struggling with the cost of living, you’re not alone. We’re here to help you get the support you need.
Visit our money worries page.

Savings that sneak up on you.
Our Spend & Save current account is packed with features which make it easy for you to save a little, every time you spend.
And now you can earn 1.25% AER variable interest on your Savings Pots too. Includes a bonus of 1.05% AER for the first year.






Quick links

You might be interested in...

An account that keeps on giving?
Spend & Save Plus comes with more ways to help you save a bit extra. T&Cs apply.

Looking for some new wheels?
Try our loan calculator now. 4.9% APR Representative. T&Cs apply

The only bank in Britain to offer a fraud refund guarantee

Guaranteed protection from fraud on your TSB account up to £1 million - T&Cs apply

We offer more fraud protection than any other UK bank

The first bank in the UK to offer this level of cover to customers


"A customer gave £2,972 to a fraudster who impersonated a court official demanding that an unpaid bill be paid. The customer was threatened with bailiffs, only realising later that it was a scam. TSB refunded them in full."

Building your money confidence
Our experts answer your big questions to help you become more confident with your money every day.

Manage
Added 6 days ago
What is a credit card limit?
Whether you’re using a credit card, dipping into your overdraft or taking out a loan, it’s vital to keep in mind the fact the money will have to be repaid at some point in the future.

Manage
29th Jul 22
Debit or credit? The safest way to pay for your holiday
Are you covered if your summer break is cancelled, or you fall victim to a holiday scam?

Need extra support?
There may be all sorts of reasons you might need us to work with you differently. We're here to help.

Got a question?
Trouble logging in or need help with your banking? Head to Help and Support for answers.

Want to chat?
Give us a call, or chat to us online and in the app using TSB Smart Agent.

Financial Services Compensation Scheme
We're covered by the Financial Services Compensation Scheme (FSCS). This means that any money you hold in a TSB account is protected up to a limit of £85,000 - so you won't lose out.

Is someone asking you to move your money?
Never transfer money to, or share passwords with, someone you don’t trust. This includes people online you’ve never met, too-good-to-be-true investments, and companies asking you to transfer funds directly to them.
Important information
Spend & Save current account | Return
18+, UK only. Max balance of £5,000 per Savings Pot.
The Annual Equivalent Rate shows what the interest rate would be if interest was paid and added to the account once each year. It lets you compare savings accounts easily.
Pop-up services | Return
We don’t handle any cash at our pop-ups.
Loans | Return
For loans between £7,500 and £25,000 for 1-5 years. Subject to status and lending criteria. 18+, UK only.
Fraud refund guarantee | Return
Valid from 14/04/2019. No refund if customers are involved in committing the fraud or repeatedly ignore account safety advice. Guarantee limited to £1 million per claim for authorised transactions. Purchase disputes are not covered by the guarantee. Other conditions apply.