Simple, straightforward local banking with our Classic Essentials Account - it's a useful, 'can do' current account that makes your everyday money easy to manage and control, without any of the fancy extras.
Features and benefits
You get all the useful things you'd expect of a current account, but without planned overdrafts, loans or cheque books.
You can pay in cheques and cash in branch at our counters, Immediate Deposit Machines, cash machines and pay in boxes.
You'll get control of your money round the clock through Internet Banking, Telephone Banking and Mobile Banking, as well as at over 580 friendly high street branches across Britain. You can also make withdrawals from any cash machine where you see the Link or Visa symbol, at home and abroad.
There's no charge for everyday transactions as long as you're in credit - and it's easy to set up, change or cancel your standing orders and most Direct Debits online, over the phone or in branch.
You'll also get a Visa debit card to use in shops, online, over the phone and at cash machines. And you can Save the Change ® every time you use your debit card, helping you save automatically.
You can also pay in at any Post Office branch counter, in thousands of different places, all across the UK. (Paying in cash or cheques at the Post Office is not automatic and funds will take a day longer to reach your account than the equivalent transaction at a TSB branch.)
Your TSB Visa Debit Card is an amazing piece of plastic. Accepted in millions of places and cash machines worldwide, it's incredibly convenient. It's just as safe to use abroad as at home, so it's a simple alternative to carrying cash.
A Joint Account is simply a bank account in the name of two or more people. You can either convert your existing bank account into a joint account by adding someone else to it, or open a new account in two people's names.
Convenient way to share outgoings like shopping, bills, mortgage or rent payments
You'll both get your own Visa debit card for payments and cash
You can still keep your own current account and open an additional TSB joint account, and move money between the two accounts easily
Important things to remember
Along with the benefits of opening a joint account, there are also extra responsibilities. Here are a few things to consider:
each person can make withdrawal, use cash machines or apply for an overdrafts without needing the other's approval
Apply for a joint account
You can open a joint account or add someone to your existing account at your nearest branch. You'll both need to go into a branch so that you can provide identification in person.
Account Opening is subject to our assessment of your circumstances. You must be 18 or over and a UK resident to apply.
Text alerts are free but your mobile operator may charge for some services. Please check with them.
We don’t charge for your use of Mobile Banking but your mobile operator may charge for some services, please check with them. Mobile Banking is available on most internet enabled mobile devices. Services may be affected by phone signal and functionality. You must be registered for Internet Banking. Terms and conditions apply.
Save the Change® is a registered trademark and is used under licence by TSB Bank plc.
We're making some changes to our terms and conditions
There are some changes coming to the way you bank with us. As part of this, we’re making our terms and conditions even clearer, which is good news for everyone.