Classic Account (no longer on sale), has now been renamed to Spend & Save
Free banking - no charge for everyday transactions when you're in credit.
Optional overdraft for short term borrowing, subject to eligibility and affordability.
Savings Pots help you put money aside for things that really matter to you. So you can set up individual Savings Pots and earn interest along the way, set yourself goals and track how your Savings Pots are growing.
Save the Pennies automatically rounds up every debit card payment you make to the nearest pound. All those spare pennies go into your Savings Pot or any other eligible TSB savings account you’ve set up.
Auto Balancer lets you choose a minimum balance limit on your Spend & Save account. If your balance falls below that, we’ll automatically move money from your chosen Savings Pot to top it up. So, when you’re hit by unexpected costs you’re less likely to slip into an overdraft.
You'll need the latest version of our Mobile Banking App to take advantage of our new features, Savings Pots and Auto Balancer. This will be available by the end of September 2020.
Your TSB Visa debit card is an amazing piece of plastic. Accepted in millions of places and cash machines worldwide, it's incredibly convenient. It's just as safe to use abroad as at home, so it's a simple alternative to carrying cash.
This is a simple everyday way to save for the things you want. Add Save the Pennies on to your account and every debit card payment you make is rounded up to the nearest pound. All those spare pennies go straight into your Savings Pot or any other eligible TSB savings account you’ve set up. So even when you’re spending, you’re putting a little bit aside too.
You can set this up easily on our mobile app, Internet Banking or in branch.
A joint account is simply a bank account in the name of two or more people. You can either convert your existing bank account into a joint account by adding someone else to it, or open a new account in two people's names.
Convenient way to share outgoings like shopping, bills, mortgage or rent payments
You'll both get your own Visa debit card for payments and cash
You can still keep your own current account and open an additional TSB joint account, and move money between the two accounts easily
Important things to remember
Along with the benefits of opening a joint account, there are also extra responsibilities. Here are a few things to consider:
Each person can make withdrawals, use cash machines or apply for an overdraft without needing the other's approval
Apply for a joint account
You can open a joint account or add someone to your existing account at your nearest branch. You'll both need to go into a branch so that you can provide identification in person.