Advance Credit Card

This is our lowest rate card at 7.9%  APR. Our Advance Credit Card is your perfect shopping partner with an introductory offer of 0% on purchases for the first three months.

 
  • 0% interest on purchases for the first three months 

    Purchases exclude cash advances, gambling transactions and payment protection premiums

  • 0% interest for the first three months on balances transferred within 90 days 

    Minimum balance transfer is £100 and is subject to your credit limit. Balances must be transferred within 90 days of opening the account. 3% balance transfer fee applies and interest is charged on this fee. If you don’t pay off your balance in full, any payments you make will pay off Transactions charging the highest rate of interest first, and so on down to the lowest rate of interest in the following order: Cash Withdrawals, Purchases, Balance Transfers and Cheques, followed by the default charges.

     0% balance transfer fee applies in the first 90 days. After 90 days, a 3% fee will apply
  • Representative 7.9%  APR (variable)
  • Interest charged from the date of transaction
  • Can be used with Apple Pay and Google Pay
  • Manage your credit card account online with our mobile app and Internet Banking

 

To remain eligible for promotional rates you must stay within your credit limit and make your payments on time each month.

As with all credit cards, there are fees and charges for certain transactions, such as using your card abroad, making a cash withdrawal  missing a payment or going over your credit limit.

For more information about these fees and the rates which will apply after your introductory period, please read our  simple guide.

  • A variety of ways to manage your account: online, by phone through one of our UK based call centres, or at a TSB branch
  • Mastercard® SecureCode to help keep your details secure when shopping online
  • Active account monitoring to spot any suspicious spending
  • Overseas emergency telephone assistance if you lost your card abroad
Find out more about using your credit card with Apple Pay.
Find out more about using your credit card with Google Pay.

Representative example

Representative 7.9% ​ APR (variable)

Purchase rate 7.95% p.a. (variable)

Based on borrowing £1,200 over 12 months.

Credit limits and interest rates will vary based on your individual circumstances. Subject to status and lending criteria.

Borrowers must be 18+ and UK resident.
 

Borrowing Sensibly

If you are looking to borrow some money, read our guide on borrowing sensibly.

Read the guide

 

How to apply for this credit card

This offer is only available if you do not already have a credit card from TSB.

It’s important that you apply for a TSB credit card in the way that’s right for you. This will depend if you already have an account with us or not.

Existing customer with Internet Banking

If you're registered for Internet Banking you can open a new account in a few minutes.

Log in and apply

Existing customer without Internet Banking

If you're not registered for Internet Banking you can register today and apply for a credit card once your Internet Banking is set up.

Register for Internet Banking

You are new to TSB

If you do not have a TSB account you can open a new credit card online.

Apply if you are new to TSB

All of our credit cards are variable and linked to Bank of England base rate.

This means that your standard interest rates will be made up of your personal rate plus base rate. If the Bank of England announces a Base Rate change, the change will take place on the last working day of the month in which the Base Rate change is announced and the interest rate on your credit card will change by the same amount. Base rate and/or your personal rate could change at any time as explained in your credit card terms and conditions.

 

If you do not wish to register for Internet Banking you can still apply for a credit card in one of our Branches.

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