Advance Mastercard®

This is our lowest rate card at 7.9%  APR. Our Advance Mastercard® is your perfect shopping partner with an introductory offer of 0% on purchases for the first three months.

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  • 0% interest on purchases for the first three months 

    Purchases exclude cash advances, gambling transactions and payment protection premiums

  • 0% interest for the first three months on balances transferred within 90 days 

    Minimum balance transfer is £100 and is subject to your credit limit. Balances must be transferred within 90 days of opening the account. 3% balance transfer fee applies and interest is charged on this fee. If you don’t pay off your balance in full, any payments you make will pay off Transactions charging the highest rate of interest first, and so on down to the lowest rate of interest in the following order: Cash Withdrawals, Purchases, Balance Transfers and Cheques, followed by the default charges.

     0% balance transfer fee applies in the first 90 days. After 90 days, a 3% fee will apply
  • Representative 7.9%  APR (variable)
  • Interest charged from the date of transaction
  • Can be used with Apple Pay and Google Pay

 

To remain eligible for promotional rates you must stay within your credit limit and make your payments on time each month.

As with all credit cards, there are fees and charges for certain transactions, such as using your card abroad, making a cash withdrawal  missing a payment or going over your credit limit.

For more information about these fees and the rates which will apply after your introductory period, please read our  simple guide.

  • A variety of ways to manage your account: online, by phone through one of our UK based call centres, or at a TSB branch
  • Clicksafe®
    ClickSafe® (also known as Verified by Visa, MasterCard® SecureCode and American Express® SafeKey®) is a free service that gives you extra protection when you're shopping online.
     
    The service will assess each transaction and either verify it automatically or, in some cases, ask you for some further information to help us verify the payment. This means that you can safely shop online, with fewer interruptions, knowing that Clicksafe® is helping protect you from fraud.
     
    You can also view more  Internet Fraud Protection
    to help keep your details secure when shopping online
  • Active account monitoring to spot any suspicious spending
  • Overseas emergency telephone assistance if you lost your card abroad
Find out more about using your credit card with Apple Pay.
Find out more about using your credit card with Google Pay.

Representative example

Representative 7.9% ​ APR (variable)

Purchase rate 7.94% p.a. (variable)

Based on borrowing £1,200 over 12 months.

Credit limits and interest rates will vary based on your individual circumstances. Subject to status and lending criteria.

How to apply

This card is currently unavailable.

Thanks for choosing TSB for an Advance Mastercard. We will soon be moving on to a new state of the art IT system to allow us to bring you a better service in the future. This means we can’t accept or progress any new applications either online or in branch until we complete these changes.

All of our credit cards are variable and linked to Bank of England base rate.

This means that your standard interest rates will be made up of your personal rate plus base rate. If the Bank of England announces a Base Rate change, the change will take place on the last working day of the month in which the Base Rate change is announced and the interest rate on your credit card will change by the same amount. Base rate and/or your personal rate could change at any time as explained in your credit card terms and conditions.

Borrowing Sensibly

If you are looking to borrow some money, read our guide on borrowing sensibly.

Read the guide

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