Make it easier to manage your money on the go. It means you can do your banking on the move from most internet-enabled mobile devices - either using our app or via your mobile device's browser.
A joint account is simply a bank account in the name of two or more people. You can either convert your existing bank account into a joint account by adding someone else to it, or open a new account in two people's names.
Click here for more information on TSB Joint Accounts
Added Value Accounts can only have up to two insured account holders on the account. Other parties such as appointed representatives can be added, but they will not benefit from the insurances.
To enable the Added Value Account to operate, TSB share limited account details with the insurers. This means we only share one address per account with the insurers.
Convenient way to share outgoings like shopping, bills, mortgage or rent payments
You'll both get your own Visa debit card for payments and cash
You can still keep your own current account and open an additional TSB joint account, and move money between the two accounts easily
Important things to remember
Along with the benefits of opening a joint account, there are also extra responsibilities. Here are a few things to consider:
Each person can make withdrawals, use cash machines or apply for an overdraft without needing the other's approval
Apply for a joint account
You can open a joint account or add someone to your existing account at your nearest branch. You'll both need to go into a branch so that you can provide identification in person.
Travel Insurance and pre-existing medical conditions
If you have an Added Value Account with travel insurance, then the cost of this will be included in the monthly maintaining the account fee. Please check the terms and conditions of your policy to see what (if any) pre existing medical conditions are covered. If you have told the insurer about a pre-existing medical condition they may ask you to complete a medical screening to make sure that you have the appropriate level of cover for your individual circumstances.
If the insurer is unable to offer cover to you or anyone else intended to be covered by this policy due to a pre-existing medical condition, then you may be able to obtain cover from a specialist travel insurance firm.
The Financial Conduct Authority has worked with Money Helper to provide a directory of specialist travel insurers that may be able to assist you. ‘To access the directory please visit moneyhelper.org.uk/en/everyday-money/insurance/travel-insurance-directory or call 0800 138 7777. Please be aware you may not be able to find cover for undiagnosed symptoms and you may be made to wait until you have a diagnosis before receiving cover elsewhere.
Please note: any cover that you obtain via this route will be in addition to the travel insurance that you already have with your Added Value Account. It will have a separate cost and could mean you have dual cover.
If this is the case, you may want to think about whether your Added Value Account remains appropriate for your needs.
Overdrafts are subject to application and approval and are repayable on demand.
*AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. Gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.
Text alerts are free but your mobile operator may charge for some services. Please check with them.
We don’t charge for your use of Mobile Banking but your mobile operator may charge for some services, please check with them. Mobile Banking is available on most internet enabled mobile devices. Services may be affected by phone signal and functionality. You must be registered for Internet Banking. Terms and conditions apply.