Gold Added Value Account (No longer on sale)

Our Gold Added Value Account is no longer available to new customers.

The price of the Gold Account for existing customers is £12.95.

Features and benefits

  • Aviva Worldwide and UK Travel Insurance* - cover for you and your partner for up to 45 days per trip. Subject to approval.

  • Mobile Phone Insurance - worldwide cover for loss, theft, damage, breakdown (including faults) and unauthorised calls.

  • AA Breakdown Cover - roadside assistance whether you're in your own car or someone else's.

  • Sentinel® Card Protection - help to cancel and replace your Debit, Credit or Store Cards if they are lost or stolen. Provides cover for lost or stolen personal money and your wallet or purse.


Internet Banking
The quick and easy way to control your money. Pay bills, check balances, transfer money between accounts, set up and cancel standing orders, view and cancel Direct Debits and more.

Find out more and get started with Internet Banking

Mobile Banking
Make it easier to manage your money on the go. It means you can do your banking on the move from most internet-enabled mobile devices - either using our app or via your mobile device's browser.

Find out more and get started with Mobile Banking

Telephone Banking

You can call our Telephone Banking service on 03459 758 758.

Use our quick automated service to:

  • Check your balance and recent transactions
  • Pay your bills
  • Transfer money
  • Check your Direct Debits or Standing Orders

And you can speak to one of our advisers if you have a more complex query.

Find out more about Telephone Banking

These services are available if you are over 16.

Your TSB Visa debit card is an amazing piece of plastic. Accepted in millions of places and cash machines worldwide, it's incredibly convenient. It's just as safe to use abroad as at home, so it's a simple alternative to carrying cash.

More about the Visa debit card

No Overdraft fees or interest to pay if you go overdrawn (either Planned or Unplanned) by less than £10. The Overdraft Buffer is in addition to any interest and fee-free Overdraft limit that you may have as part of your Current Account.

If your account goes over its limit, our Grace Period means that you have until 10pm (UK Time) to pay in enough money to avoid any Overdraft fees you may incur that day.

If you'd like to have one, we'll give you a TSB Cheque Book as well.

A Joint Account is simply a Bank Account in the name of two or more people. You can either convert your existing Bank Account into a Joint Account by adding someone else to it, or open a new account in two people's names.


  • Convenient way to share outgoings like shopping, bills, mortgage or rent payments
  • You'll both get your own Visa debit card for payments and cash
  • You can still keep your own current account and open an additional TSB joint account, and move money between the two accounts easily

Important things to remember

Along with the benefits of opening a joint account, there are also extra responsibilities. Here are a few things to consider:

  • Each person can make withdrawal, use cash machines or apply for an overdrafts without needing the other's approval

Apply for a joint account

You can open a joint account or add someone to your existing account at your nearest branch. You'll both need to go into a branch so that you can provide identification in person.

Manage your Gold Account

Queries about your Gold Account?

Call Gold Membership Services

UK - 0345 835 3834 

Overseas -+44 (0) 20 3284 1584

AA Breakdown Cover

0800 0725 467 

Manage your Aviva cover online
Worldwide Travel Insurance

24 hour overseas assistance

+44 1603 603 710

Online banking

With our Internet Banking website and Mobile Banking app, it's easy to manage your money wherever you are.

More about banking online with TSB



Overdrafts are subject to application and approval and are repayable on demand.
*AER means Annual Equivalent Rate. AER illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. As every advertisement for a savings product, which quotes an interest rate, will contain an AER you will be able to compare more easily what return you can expect from your savings over time. Gross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are a non-tax payer and have completed an Inland Revenue R85 form.
Text alerts are free but your mobile operator may charge for some services. Please check with them.
We don’t charge for your use of Mobile Banking but your mobile operator may charge for some services, please check with them. Mobile Banking is available on most internet enabled mobile devices. Services may be affected by phone signal and functionality. You must be registered for Internet Banking. Terms and conditions apply.
Save the Change is a registered trademark and is used under licence by TSB Bank plc.


Bank over the phone 24/7 using our automated service - call 03459 758 758.

Telephone Banking


Find your nearest branch or cash machine using our Branch Locator tool.

Find branches