Savings and Investments

 

TSB are proud to have been awarded the Best Savings Account Provider, by Your Money Awards 2021.

 

Savings accounts

TSB makes it easy for you to get into the savings habit with the help of all kinds of savings accounts. Whether you'd like to save little and often, in big chunks, or use your annual tax-free ISA allowance we've got an account to help you.

 

 

Investments

If you are looking to invest for the long term, want stock market linked returns but accept the risk to capital that comes with investing in the stock market, you could invest in a Wealthify Stocks & Shares ISA, Junior ISA or General Investment Account. As with all investments your capital is at risk and you may get back less than you invest.

 
 
 

 
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Cash ISAs

  • Individual Savings Accounts - straightforward, easy to manage accounts.

  • Great for saving efficiently - money saved in an ISA is tax-free, so it doesn't matter what your total balance builds up to over the years, or how much income tax you pay.

Find out more

Instant Access Savings

  • As the name suggests, these accounts allow you access to your money whenever you need it, without having to give us notice.

  • Ideal for rainy day savings that you may need access to in an emergency. 

Find out more

Fixed Bonds

  • You can put your money away for a set amount of time and be sure of the return that you will get.

  • Ideal for savers who do not need access to the funds for a set period.

Find out more

Savings for Children

  • Children need no lessons in how to spend money, but with our children's savings accounts they can learn how to save it too.

  • The accounts must be opened and managed by an adult aged 18+ on behalf of the child.

Find out more
 

Explore investment options

Stocks & Shares ISA

  • Long term investments with stock market linked returns

  • Invest in a Wealthify Stocks & Shares ISA or Junior ISA

As with all investments, your capital is at risk and you may get back less than you invest.

Find out more

General Investment Account

  • Long term investments with stock market linked returns
  • Invest in a Wealthify General Investment Account

As with all investments, your capital is at risk and you may get back less than you invest.

Find out more
 

What’s the difference between saving and investing?

Things to consider

Saving

Investing

Time frame

Short, medium or long term

Long term (although money is not locked away)

You may get back less than you invest

No

Yes

Stock market linked returns

No

Yes

Annual fees

No

Yes

Example products

Cash ISA
Instant Access Savings

Stocks & Shares ISA
General Investment Account

Provider

TSB

Wealthify

Savings accounts guide

Find out about the types of savings accounts on offer. 

Read our savings accounts guide

 

 

 

ISA guide

Everything you need to know about ISAs and how to make the most of your annual ISA allowance.

Read our ISA guide

 

Coronavirus (COVID-19) information

We understand our customers may be worried about the impact of coronavirus (COVID-19) and wanted to reassure you that we’re here to help you with any financial concerns you may have.

Coronavirus (COVID-19) information

Financial Services Compensation Scheme

FSCS


 
Visit fscs.org.uk to find out more
 

Fraud Refund Guarantee

Our savings accounts are covered by the TSB Fraud Refund Guarantee. So, if you're an innocent victim of fraud, we’ll refund you the money you lost from your TSB account. T&Cs apply.

Fraud Guarantee Refund