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Your savings rate is ending soon

If you have a Fixed Rate Cash ISA or Fixed Bond account that’s coming to an end, then there are a few options that you can pick from. Choose the type of account you have below to see what’s next.

Your Fixed Rate Cash ISA is ending

As your Fixed Rate Cash ISA is ending, we want to give you a few easy options for your money.

Your options at a glance

1. Open a new Fixed Rate Cash ISA

You can carry on saving with a new Fixed Rate Cash ISA which will pick up where the old one left off. Here are the current rates on our Fixed Cash Rate ISAs – please note that these can change at short notice.

18 months – 3.73% Tax Free/ 3.80% AER | 2 year – 3.75% Tax Free / AER | 3 year – 3.75% Tax Free / AER

For more information about our current Fixed Rate Cash ISA products, please visit our Fixed Rate Cash ISA page.

2. Review your savings options

As your Fixed Rate Cash ISA is coming to an end, now would be a good time to review your ISA needs. For more information on other accounts we offer, please visit tsb.co.uk/savings.

3. Take the money out

You could also choose to take out your savings and do something completely different with it. Please note, if you withdraw from your ISA, you’ll lose the tax-free benefits of having it in an ISA.

Adobe digital forms

We use Adobe Sign for this kind of request. Adobe will pass the information you provide to us in a secure manner and won’t process it in any other way. Information on how we use your data can be found in our Data Privacy Notice www.tsb.co.uk/privacy.

   Screen reader users are advised to use an alternative channel

Tax free is the contractual rate of interest payable where interest is exempt from income tax. Tax treatment depends on your individual circumstances and may change.


If we don't hear from you

We’ll automatically move your savings into a Cash ISA Saver account (without the 12 month fixed introductory bonus) which currently pays a variable rate from 1.30% tax free/AER.

Your sort code and account number will stay the same and you’ll be able to have instant access to your money.

By moving money into a Cash ISA Saver account, you’ll be agreeing to the Terms & Conditions and Financial Services Compensation Scheme.


1. Open a new Fixed Bond

You can carry on saving with a new Fixed Bond which will pick up where your old one left off. Here are the current rates on our Fixed Bonds – please note that these can change at short notice:

1 Year 3.80% AER | 2 Years 3.75% AER | 3 Years 3.75% AER

For more information about our current Fixed Bond products, please visit our Fixed Bond page.

2. Review your savings options

As your Fixed Bond is due to end, now would be a good time to review your Savings options. For more information on other accounts we offer, please visit tsb.co.uk/savings.

3. Take the money out

You can also choose to take out your money if you want to. If you want to do this, you will need to wait for the account to mature.

Adobe digital forms

We use Adobe Sign for this kind of request. Adobe will pass the information you provide to us in a secure manner and won’t process it in any other way. Information on how we use your data can be found in our Data Privacy Notice www.tsb.co.uk/privacy.

   Screen reader users are advised to use an alternative channel

Tax free is the contractual rate of interest payable where interest is exempt from income tax. Tax treatment depends on your individual circumstances and may change.


If we don't hear from you

We'll automatically move your savings into a Matured Funds account which pays a monthly variable interest rate from 1.29% AER.

Your account number and sort code will stay the same, and you'll receive a statement every year around the date your account was opened.

You won’t be able to pay more money into a Matured Funds account, but you can remove your savings at any time.

By moving money into a Matured Funds account, you'll be agreeing to the Terms & Conditions and Financial Services Compensation Scheme.


Important Information

The Annual Equivalent Rate (AER) shows what the interest would be if the interest was paid and added to the account once each year. It lets you compare savings accounts easily. Gross rate means that credit interest is paid without income tax being deducted. Tax-free is the contractual rate of interest payable where interest is exempt from income tax.