First time buyer mortgages
Taking your first step on the property ladder is an exciting experience. However, we understand it can also be overwhelming.
If you have never owned a property before, then you will qualify as a first-time buyer. Although the process may seem unfamiliar, there are a few benefits of being a first-time buyer:
We’re here to offer guidance on the range of mortgages we offer for first-time buyers like you. See if you can borrow the amount you need for your dream home.
Our first time buyer mortgages revert to a follow-on tracker rate at the end of the agreed period for the remainder of the mortgage term. This tracks the Bank of England Base Rate (BBR) so it will change depending on how the BBR moves.
You can use our mortgage calculator to find out how much we could lend you, as well as how much your monthly repayments might be.