Using the mortgage calculator is simple. First, we’ll ask whether you’re a first-time buyer, moving home, remortgaging or buying an additional property.
Then you’ll need to tell us where you plan to buy, the number of applicants as well as any dependants.
Next, we’ll need some information about your income and outgoings. We use all this information to determine how much we could offer you. You can then find out which TSB mortgages you’re eligible to apply for.
It can be tempting to borrow the maximum amount you can afford. However, the higher the amount you borrow, the less wiggle room you’ll have in case interest rates and your payments go up. Or even if your income decreases due to unemployment or other unforeseen circumstances.
Using the mortgage calculator does not affect your credit score. The mortgage calculator provides you with an estimate of how much you could be able to borrow. It does not perform a hard or soft credit check, check your affordability or show up on your credit report.
Once you apply for a mortgage with TSB, we will carry out a credit check which could affect your credit score.
How to apply
If you are a first time buyer, home mover or looking to remortgage, you can start your application online and a qualified Mortgage Adviser will give you a call to go through the details