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Mortgage types explained

What is a fixed rate mortgage?

Our fixed rate mortgages are great if you need to know exactly where you stand. Because your interest rate stays the same for an agreed period, so do your monthly repayments.

Find out more about fixed rate mortgages

What is a tracker rate mortgage?

Tracker rates move up and down with the Bank of England Base Rate (BBR), so your monthly repayments could go up or down depending on how the BBR moves.

Find out more about tracker mortgages

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