Your last three months' bank statements if you want any other income to be considered (for example rental or investments) and as a reminder of your outgoings
If you already have an existing mortgage elsewhere, your last year's mortgage statements
If you're applying for an interest-only mortgage, any repayment vehicle details that you want to use (e.g. endowment policy, investments, ISAs)
If you're self-employed, three years' self-assessments
If your mortgage is to extend past your stated or state retirement age, up-to-date forecasts for any state, company and personal pensions
And, if you've already got your heart set on a property, bring along the sales particulars
Details of any loans you currently hold, including student loans and car payments
Our fixed rate mortgages are great if you need to know exactly where you stand. Because your interest rate stays the same for an agreed period, so do your monthly repayments.
Tracker rates move up and down with the Bank of England Base Rate (BBR), so your monthly repayments could go up or down depending on how the BBR moves.
