If you have a card with a contactless symbol, you can pay for small items £30 and under, just by touching your card on a shop's contactless reader.
What is contactless?
Contactless is a fast and easy way to pay for purchases up to £30 without entering a PIN. All you have to do is touch your contactless card onto the contactless reader to make a payment.
How do I get contactless?
We include contactless technology on most of our debit cards - if your card has the contactless symbol, it has contactless built in. If you don't already have a contactless card but would like one, just visit your
nearest branch who'll be able to help you. Please be aware that contactless cards are not available to everyone (contactless eligibility is subject to status).
Please note: if you have a brand new or replacement contactless card, you'll need to use your card with your PIN before the contactless function will work. This can either be an ATM transaction or purchasing an item in store. This is a security feature to make sure that no-one else has got hold of your card.
Where can I use contactless?
You can use it in any newsagent, shop or cafe displaying the contactless symbol and when you travel by bus or tube in London.
New and replacement contactless debit cards issued from the 26 January 2016, can be used for contactless transactions abroad. It's important to remember that a £1 non sterling transaction fee and foreign exchange fee of 2.99% still apply under the terms and conditions of a current account. The only exception is that the purchase fee of £1 doesn't apply to Premier and Platinum accounts.
How do I use contactless?
It's very simple to use contactless, just tap your card onto the reader and wait for the green light or the beep to confirm your payment. No need to wait for a card receipt and no need to put in a PIN number.
New and replacement debit cards issued from the 26 January 2016, can be used for contactless transactions abroad. It's important to remember that a £1 non sterling transaction fee and foreign exchange fee of 2.99% still apply under the terms and conditions of a current account. The only exception is that the purchase fee of £1 doesn't apply to Premier and Platinum accounts.
How many times a day can I use contactless?
You can use it as many times a day as you want, but every now and then you may be asked to enter your PIN. This is to double-check that it's you who's in possession of your card.
If I have two contactless cards, could both be read simultaneously?
No, if a reader detects more than one card, you'll be asked to select the card you want to use. Or, in some cases, your payment will be cancelled. To ensure this doesn't happen, it's best to touch the card you want to pay with on the reader rather than touching your wallet against the reader.
Can I use contactless to get cash out at an ATM?
No, you can't get cash out of an ATM using contactless.
Is contactless safe to use?
Yes, it's as safe as using chip and PIN.
How do I get cashback on my contactless purchases?
If you have a
Classic Plus Accountwith a contactless debit card and are registered for Internet Banking, you'll earn £5 cashback if you make 20 or more transactions, including contactless payments, in any month. This is for accounts opened on or after 1 March 2017. Offer ends 30 June 2018. You must be registered for internet banking.
For accounts opened between 1 June 2016 and 28 February 2017 you’ll continue to receive 5% cashback on the first £100 of contactless payments every month, until 30 September 2017.
A contactless Visa debit card is subject to status.