This is a basic bank account for people who don’t qualify for our other bank accounts or don’t hold another UK bank account.
Who is a Cash account for?
This is our basic bank account. It’s for people without another UK bank account or if they don’t qualify for one of our other bank accounts.
You can apply directly for a Cash account, but we suggest seeing if you’re eligible for a free Spend & Save account first. If you’re not, we may offer you a Cash account instead.
What’s included with this basic bank account?
The TSB Cash account includes
- Pay in and withdraw your money with no monthly fee
- A contactless Visa debit card
- The option to manage your account online, in the app, in branch, or over the phone
What’s not included
- You won’t earn any interest on the money in your account
- There’s no arranged overdraft or cheque book
- If you need any borrowing at a later date, for example, a loan, arranged overdraft or credit card, you’ll need to apply for one of our other current accounts (subject to eligibility)
Try one of these accounts first...
Spend & Save
This account offers £5 cashback for six months and smart savings features like Save the Pennies and Savings Pots, plus discounts from big brands with My TSB Rewards.
No monthly fee
Spend & Save Plus
This account offers everything you get with a Spend & Save account, plus no transaction fees from TSB when you’re abroad and the chance to earn £5 cashback each month.
£3 monthly fee
Open a Cash account
What you need to apply
Apply for a Cash Account
This account is for people who don't qualify for our other current accounts or don't hold another UK bank account.
If you’re looking for a current account with no monthly fee, you can also apply for our Spend & Save account first
If you’re not eligible for our other current accounts, you can apply for a Cash account
Apply for a Cash Account
Book an appointment
If you don’t want to apply online, you can also apply on a video call or by popping into branch.
Important documents
Do all your day-to-day banking with the TSB app
- Fast and secure login with your face or fingerprint
- Round up your spare change with Save the Pennies
- Freeze or unfreeze your card with just a tap
- Easily manage your account and monitor spending
Cash account FAQs
Internet Banking
The quick and easy way to control your money. Pay bills, check balances, transfer money between accounts, set up and cancel standing orders, view and cancel Direct Debits and more.
Find out more and get started with Internet Banking
Mobile Banking
Make it easier to manage your money on the go. It means you can do your banking on the move from most internet-enabled mobile devices - either using our app or via your mobile device's browser.
Find out more and get started with Mobile Banking
Telephone Banking
You can call our automated Telephone Banking service on 03459 758 758.
Use this quick service to:
- check your balance and recent transactions
- pay your bills
- transfer money
- check your Direct Debits or standing orders
And you can speak to one of our advisers if you have a more complex query between 8am – 8pm Monday to Sunday.
Find out more about Telephone Banking
These services are available if you are over 16.
Your TSB Visa debit card is an amazing piece of plastic. Accepted in millions of places and cash machines worldwide, it's incredibly convenient. It's just as safe to use abroad as at home, so it's a simple alternative to carrying cash.
A joint account is simply a bank account in the name of two or more people. You can either convert your existing bank account into a joint account by adding someone else to it, or open a new account in two people's names.
Find out about our joint accounts.
There may be lots of different reasons you might need to bank with us differently, either in the short term, or on a continuing basis. It could be because of your physical or mental wellbeing, or because of a life event you’ve experienced. Whatever the reason, we are committed to tailoring our support to your personal needs.
If you choose to tell us about your individual support needs, we will take the time to understand your circumstances and work with you to make sure you have the support you need when banking with TSB. We can add a Support Indicator to your account, which means whenever you talk to us, we'll be aware that you may need tailored support.
Important information
Account Opening is subject to our assessment of your circumstances. You must be 18 or over and a UK resident to apply.
Text alerts are free but your mobile operator may charge for some services. Please check with them. We don’t charge for your use of Mobile Banking but your mobile operator may charge for some services, please check with them. Mobile Banking is available on most internet enabled mobile devices. Services may be affected by phone signal and functionality. You must be registered for Internet Banking. Terms and conditions apply.
