Student Mastercard® Credit Card
Student Mastercard® Credit CardIf you're at college or university and have had a TSB Student Current Account for at least the last three months, our Student Mastercard® could give you that extra flexibility when you need it most.
How your Student Mastercard® works:
- We'll tell you the credit limit when you open your account. Remember to manage your money so you stay within this limit otherwise you will be charged a fee
- You'll need to make at least the minimum payment each month. We'll tell you what the minimum monthly payment is on your statement, which will also tell you when payment is due
- Interest is usually charged from the day of the transaction, at 19.94% p.a. (variable), however, you will not be charged interest on new purchases if you pay the full balance shown on your previous and current statement on time. There is no interest free period on balance transfers or cash withdrawals
- 1% cashback on the first £500 of eligible spend each month when you have a TSB Classic Plus current account. Offer ends on 30 June 2018. Terms and conditions apply
- Can be used with Apple Pay and Google Pay
Only available to TSB Student bank account holders.
As with all credit cards, there are fees and charges for certain transactions, such as:
- Cash withdrawals
Cash withdrawals means cash withdrawals, advances made by Card or Card number, gambling transactions, purchases of currency and cash related transactions, such as the purchase of travellers cheques, money orders or gaming chips
- Using your card abroad
- Missing a payment
- Going over your credit limit
For more information about these fees, please read our simple guide.
- A variety of ways to manage your account: online, by phone through one of our UK based call centres, or at a TSB branch
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Clicksafe®ClickSafe® (also known as Verified by Visa, MasterCard® SecureCode and American Express® SafeKey®) is a free service that gives you extra protection when you're shopping online.The service will assess each transaction and either verify it automatically or, in some cases, ask you for some further information to help us verify the payment. This means that you can safely shop online, with fewer interruptions, knowing that Clicksafe® is helping protect you from fraud.You can also view more Internet Fraud Protectionto help keep your details secure when shopping online
- Active account monitoring to spot any suspicious spending
- Overseas emergency telephone assistance if you lost your card abroad
How to apply
To be eligible for this card, you must be:
- 18 or over
- A UK resident
- Have a regular income
- NOT be currently declared bankrupt, have county court judgements or be subject to an individual voluntary agreement
- Have had a TSB Student Current Account for at least the last three months
You'll need to have the following to hand:
- Your bank account number and sort code
- Your present address in the UK
- Details of any balance that you wish to transfer
This offer is only available if you do not already have a credit card from TSB.
This means that your standard interest rates will be made up of your personal rate plus base rate. If the Bank of England announces a Base Rate change, the change will take place on the last working day of the month in which the Base Rate change is announced and the interest rate on your credit card will change by the same amount. Base rate and/or your personal rate could change at any time as explained in your credit card terms and conditions.
Find a branch and apply in person
