Student Credit Card

If you're at college or university and have had a TSB Student Current Account for at least the last three months, our Student Credit Card could give you that extra flexibility when you need it most.

How your Student Credit Card works:

  • We'll tell you the credit limit when you open your account. Remember to manage your money so you stay within this limit otherwise you will be charged a fee
  • You'll need to make at least the minimum payment each month. We'll tell you what the minimum monthly payment is on your statement, which will also tell you when payment is due
  • Interest is usually charged from the day of the transaction, at 19.95% p.a. (variable), however, you will not be charged interest on new purchases if you pay the full balance shown on your previous and current statement on time. There is no interest free period on balance transfers or cash withdrawals
  • Can be used with Apple Pay and Google Pay
  • Manage your credit card account online with our mobile app and Internet Banking
 

Only available to TSB Student bank account holders.

As with all credit cards, there are fees and charges for certain transactions, such as:

  • Cash withdrawals 

    Cash withdrawals means cash withdrawals, advances made by Card or Card number, gambling transactions, purchases of currency and cash related transactions, such as the purchase of travellers cheques, money orders or gaming chips

  • Using your card abroad
  • Missing a payment
  • Going over your credit limit

 

Eligibility

To be eligible for this card, you must be:

  • 18 or over
  • A UK resident
  • Have a regular income
  • NOT be currently declared bankrupt, have county court judgements or be subject to an individual voluntary agreement
  • Have had a TSB Student Current Account for at least the last three months.

 

For more information about these fees, please read our simple guide.

 

Useful documents and guides

  • A variety of ways to manage your account: online, by phone through one of our UK based call centres, or at a TSB branch
  • Mastercard® SecureCode to help keep your details secure when shopping online
  • Active account monitoring to spot any suspicious spending
  • Overseas emergency telephone assistance if you lost your card abroad

Find out more about using your credit card with Apple Pay.

Find out more about using your credit card with Google Pay.

There may be lots of different reasons you might need to bank with us differently, either in the short term, or on a continuing basis. It could be because of your physical or mental wellbeing, or because of a life event you’ve experienced. Whatever the reason, we are committed to tailoring our support to your personal needs.

If you choose to tell us about your individual support needs, we will take the time to understand your circumstances and work with you to make sure you have the support you need when banking with TSB. We can add a Support Indicator to your account, which means whenever you talk to us, we'll be aware that you may need tailored support.

Representative example

Representative 19.9% APR (variable)

Purchase rate 19.95% p.a. (variable)

Based on borrowing £1,000 over 12 months.

Credit limits and interest rates will vary based on your individual circumstances. Subject to status and lending criteria.

Borrowing Sensibly

If you are looking to borrow some money, read our guide on borrowing sensibly.

Read the guide

 

How to apply for this credit card

This offer is only available if you do not already have a credit card from TSB.

It’s important that you apply for a TSB credit card in the way that’s right for you. This will depend if you already have an account with us or not.

Existing customer with Internet Banking

If you're registered for Internet Banking you can open a new account in a few minutes.

Log in and apply

Existing customer without Internet Banking

If you're not registered for Internet Banking you can register today and apply for a credit card once your Internet Banking is set up.

Register for Internet Banking

All of our credit cards are variable and linked to Bank of England base rate.

This means that your standard interest rates will be made up of your personal rate plus base rate. If the Bank of England announces a Base Rate change, the change will take place on the last working day of the month in which the Base Rate change is announced and the interest rate on your credit card will change by the same amount. Base rate and/or your personal rate could change at any time as explained in your credit card terms and conditions.

 

If you do not wish to register for Internet Banking you can still apply for a credit card in one of our Branches.

Find local branch

 

What I need when applying

  • Your bank account number and sort code
  • Your present address in the UK
  • Details of any balance that you wish to transfer

This offer is only available if you do not already have a credit card from TSB.
 
It’s important that you apply for a TSB credit card in the way that’s right for you. This will depend if you already have an account with us or not.
 
Representative 19.9% APR (variable).
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