If you're at college or university and have had a
TSB Student Current Account for at least the last three months, our Student Credit Card could give you that extra flexibility when you need it most.
How your Student Credit Card works:
We'll tell you the credit limit when you open your account. Remember to manage your money so you stay within this limit otherwise you will be charged a fee
You'll need to make at least the minimum payment each month. We'll tell you what the minimum monthly payment is on your statement, which will also tell you when payment is due
Interest is usually charged from the day of the transaction, at 19.95% p.a. (variable), however, you will not be charged interest on new purchases if you pay the full balance shown on your previous and current statement on time. There is no interest free period on balance transfers or cash withdrawals
Only available to TSB Student bank account holders.
As with all credit cards, there are fees and charges for certain transactions, such as:
Cash withdrawals means cash withdrawals, advances made by Card or Card number, gambling transactions, purchases of currency and cash related transactions, such as the purchase of travellers cheques, money orders or gaming chips
Using your card abroad
Missing a payment
Going over your credit limit
To be eligible for this card, you must be:
18 or over
A UK resident
Have a regular income
NOT be currently declared bankrupt, have county court judgements or be subject to an individual voluntary agreement
There may be lots of different reasons you might need to bank with us differently, either in the short term, or on a continuing basis. It could be because of your physical or mental wellbeing, or because of a life event you’ve experienced. Whatever the reason, we are committed to tailoring our support to your personal needs.
If you choose to tell us about your individual support needs, we will take the time to understand your circumstances and work with you to make sure you have the support you need when banking with TSB. We can add a Support Indicator to your account, which means whenever you talk to us, we'll be aware that you may need tailored support.
All of our credit cards are variable and linked to Bank of England base rate.
This means that your standard interest rates will be made up of your personal rate plus base rate. If the Bank of England announces a Base Rate change, the change will take place on the last working day of the month in which the Base Rate change is announced and the interest rate on your credit card will change by the same amount. Base rate and/or your personal rate could change at any time as explained in your credit card terms and conditions.
If you do not wish to register for Internet Banking you can still apply for a credit card in one of our Branches.