Student Mastercard® Credit Card

If you're at college or university and have had a TSB Student Current Account for at least the last three months, our Student Mastercard® could give you that extra flexibility when you need it most.

How your Student Mastercard® works:

  • We'll tell you the credit limit when you open your account. Remember to manage your money so you stay within this limit otherwise you will be charged a fee
  • You'll need to make at least the minimum payment each month. We'll tell you what the minimum monthly payment is on your statement, which will also tell you when payment is due
  • Interest is usually charged from the day of the transaction, at 19.94% p.a. (variable), however, you will not be charged interest on new purchases if you pay the full balance shown on your previous and current statement on time. There is no interest free period on balance transfers or cash withdrawals
  • Can be used with Apple Pay and Google Pay
 

Only available to TSB Student bank account holders.

As with all credit cards, there are fees and charges for certain transactions, such as:

 

  • Cash withdrawals 

    Cash withdrawals means cash withdrawals, advances made by Card or Card number, gambling transactions, purchases of currency and cash related transactions, such as the purchase of travellers cheques, money orders or gaming chips

  • Using your card abroad
  • Missing a payment
  • Going over your credit limit

 

For more information about these fees, please read our simple guide.

  • A variety of ways to manage your account: online, by phone through one of our UK based call centres, or at a TSB branch
  • Clicksafe®
    ClickSafe® (also known as Verified by Visa, MasterCard® SecureCode and American Express® SafeKey®) is a free service that gives you extra protection when you're shopping online.
     
    The service will assess each transaction and either verify it automatically or, in some cases, ask you for some further information to help us verify the payment. This means that you can safely shop online, with fewer interruptions, knowing that Clicksafe® is helping protect you from fraud.
     
    You can also view more  Internet Fraud Protection
    to help keep your details secure when shopping online
  • Active account monitoring to spot any suspicious spending
  • Overseas emergency telephone assistance if you lost your card abroad
Find out more about using your credit card with Apple Pay.
Find out more about using your credit card with Google Pay.

Representative example

Representative 19.9% APR (variable)

Purchase rate 19.94% p.a. (variable)

Based on borrowing £1,000 over 12 months.

Credit limits and interest rates will vary based on your individual circumstances. Subject to status and lending criteria.

How to apply

To be eligible for this card, you must be:

  • 18 or over
  • A UK resident
  • Have a regular income
  • NOT be currently declared bankrupt, have county court judgements or be subject to an individual voluntary agreement
  • Have had a TSB Student Current Account for at least the last three months
 
Find out what I need when applying
 

This offer is only available if you do not already have a credit card from TSB.

All of our credit cards are variable and linked to Bank of England base rate.

This means that your standard interest rates will be made up of your personal rate plus base rate. If the Bank of England announces a Base Rate change, the change will take place on the last working day of the month in which the Base Rate change is announced and the interest rate on your credit card will change by the same amount. Base rate and/or your personal rate could change at any time as explained in your credit card terms and conditions.

 

Find a branch and apply in person

Find a branch

Borrowing Sensibly

If you are looking to borrow some money, read our guide on borrowing sensibly.

Read the guide

Call

Call

Bank over the phone 24/7 using our automated service - call 03459 758 758.

Telephone Banking
Visit

Visit

Find your nearest branch or cash machine using our Branch Locator tool.

Find branches