Student Mastercard® Credit Card

If you're at college or university and have had a TSB Student Current Account for at least the last three months, our Student Mastercard® could give you that extra flexibility when you need it most.

How your Student Mastercard® works:

  • We'll tell you the credit limit when you open your account. Remember to manage your money so you stay within this limit otherwise you will be charged a fee
  • You'll need to make at least the minimum payment each month. We'll tell you what the minimum monthly payment is on your statement, which will also tell you when payment is due
  • Interest is usually charged from the day of the transaction, at 19.95% p.a. (variable), however, you will not be charged interest on new purchases if you pay the full balance shown on your previous and current statement on time. There is no interest free period on balance transfers or cash withdrawals
  • Can be used with Apple Pay and Google Pay

Only available to TSB Student bank account holders.

As with all credit cards, there are fees and charges for certain transactions, such as:


  • Cash withdrawals 

    Cash withdrawals means cash withdrawals, advances made by Card or Card number, gambling transactions, purchases of currency and cash related transactions, such as the purchase of travellers cheques, money orders or gaming chips

  • Using your card abroad
  • Missing a payment
  • Going over your credit limit


For more information about these fees, please read our simple guide.

  • A variety of ways to manage your account: online, by phone through one of our UK based call centres, or at a TSB branch
  • Mastercard® SecureCode to help keep your details secure when shopping online
  • Active account monitoring to spot any suspicious spending
  • Overseas emergency telephone assistance if you lost your card abroad
Find out more about using your credit card with Apple Pay.
Find out more about using your credit card with Google Pay.

Representative example

Representative 19.9% APR (variable)

Purchase rate 19.95% p.a. (variable)

Based on borrowing £1,000 over 12 months.

Credit limits and interest rates will vary based on your individual circumstances. Subject to status and lending criteria.

How to apply

To be eligible for this card, you must be:

  • 18 or over
  • A UK resident
  • Have a regular income
  • NOT be currently declared bankrupt, have county court judgements or be subject to an individual voluntary agreement
  • Have had a TSB Student Current Account for at least the last three months
Find out what I need when applying

This offer is only available if you do not already have a credit card from TSB.

All of our credit cards are variable and linked to Bank of England base rate.

This means that your standard interest rates will be made up of your personal rate plus base rate. If the Bank of England announces a Base Rate change, the change will take place on the last working day of the month in which the Base Rate change is announced and the interest rate on your credit card will change by the same amount. Base rate and/or your personal rate could change at any time as explained in your credit card terms and conditions.


Find a branch and apply in person

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Borrowing Sensibly

If you are looking to borrow some money, read our guide on borrowing sensibly.

Read the guide



Find your nearest branch or cash machine using our Branch Locator tool.

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