This card offers you our LONGEST 0% on purchase offer. Get the best of both worlds with up to 15 months interest free on both your purchases and balance transfers made within the first 90 days of account opening.
We’re making some changes to our credit card terms and conditions and we wanted to make you aware of these before applying for your TSB credit card. Please take a look at the changes to your credit card terms and conditions guide to help you understand the changes we are making.
0% interest for up to 15 months on purchases
Purchases exclude cash advances, gambling transactions and payment protection premiums
0% interest for up to 15 months on balances transferred within the first 90 days. 1.45% balance transfer fee applies
Balance transfers: mimimum £100 up to maximum 95% of credit limit from UK cards only (excluding TSB credit cards)
Introductory rates apply from the date we open your account
Interest is usually charged from the date of transaction, however, you will not be charged interest on new purchases if you pay the full balance shown on your previous and current statement on time
To remain eligible for promotional rates you must stay within your credit limit and make your payments on time each month.
As with all credit cards, there are fees and charges for certain transactions, such as using your card abroad, making a cash withdrawal
Cash withdrawals means cash withdrawals, advances made by Card or Card number, gambling transactions, purchases of currency and cash related transactions, such as the purchase of travellers cheques, money orders or gaming chips
, missing a payment or going over your credit limit.
For more information about these fees and the rates which will apply after your introductory period, please read our
To be eligible for this card, you must be:
18 or over
A UK resident
Have a regular income
NOT be currently declared bankrupt, have County Court Judgments or be subject to an individual voluntary agreement.
There may be lots of different reasons you might need to bank with us differently, either in the short term, or on a continuing basis. It could be because of your physical or mental wellbeing, or because of a life event you’ve experienced. Whatever the reason, we are committed to tailoring our support to your personal needs.
If you choose to tell us about your individual support needs, we will take the time to understand your circumstances and work with you to make sure you have the support you need when banking with TSB. We can add a Support Indicator to your account, which means whenever you talk to us, we'll be aware that you may need tailored support.
All of our credit cards are variable and linked to Bank of England base rate.
This means that your standard interest rates will be made up of your personal rate plus base rate. If the Bank of England announces a Base Rate change, the change will take place on the last working day of the month in which the Base Rate change is announced and the interest rate on your credit card will change by the same amount. Base rate and/or your personal rate could change at any time as explained in your credit card terms and conditions.
Apply in branch
If you do not wish to register for Internet Banking you can still apply for a credit card in one of our branches.
If you’d like to arrange a convenient time to talk to us in branch about a credit card simply click below to request an appointment.
Adobe digital forms
We have chosen Adobe to support us with our digital processes by using their ‘Adobe Sign’ software.
Please be aware that Adobe are a separate data controller from TSB, and any personal data you provide will be sent to Adobe and processed in accordance with their terms and conditions of service.