Balance transfer cards

Our balance transfer credit cards offer you the chance to move all your credit, and store card balances to one card while paying no interest for a set period.

Platinum Balance Transfer Card

0% on purchases for 3 months
0% interest for up to the first 29 months on balances transferred within the first 90 days.
2.95% balance transfer fee during the first 90 days

Representative example

Purchase rate 19.95% p.a. (variable)

Representative 19.9% APR (variable) based on borrowing £1,200 over 12 months.

Credit limits, interest rates and promotional periods will vary based on your individual circumstances. Subject to status and lending criteria.

Find out more about the Platinum Balance Transfer Card

Platinum Purchase Card

Our best ever offer for both purchases and balance transfers - 0% interest for up to 20 months
0% interest for up to 20 months on purchases plus 0% interest for up to 20 months on balance transfers made within the first 90 days of account opening
2.95% balance transfer fee during the first 90 days

Representative example

Purchase rate 19.95% p.a. (variable)

Representative 19.9% APR (variable) based on borrowing £1,200 over 12 months.

Credit limit, interest rates and promotional periods will vary based on your individual circumstances. Subject to status and lending criteria.

Find out more about the Platinum Purchase Card

To stay eligible for promotional rates, you must stay within your credit limit and make your payments on time each month.

Your complete guide to balance transfers

Everything you need to know about transferring credit and store card debt to a new card.

Balance transfer guide

What is a credit card balance transfer? Press to expand/collapse

A balance transfer is when you move the debt from one or more existing credit cards to a single credit. The benefits of making a balance transfer are that typically you will be charged less interest, or will make lower monthly repayments.

Anytime Online Banking

Our Internet Banking websites are open whenever you're online. You can check your up-to-date balance, search your statements, apply for new accounts and arrange paperless statements.

About our Online Banking service