Could a payment you’ve recently set up be incorrect in Internet Banking? You can check the payment details in your transaction history.
Also, if you have a problem with a Standing Order or Faster payment, you can chat to us in the TSB Mobile Banking app or call us on 0345 975 8758 or visit your local branch and we'll help as quickly as we can.
If a Direct Debit payment has been taken from your bank account in error, you may be entitled to a refund under the Direct Debit Guarantee.
To request a refund, you can chat to us in the TSB Mobile banking app, call us on 0345 975 8758 or visit your local branch and we’ll help you as quickly as we can.
Before you get in touch with us, please:
Check the company name. Sometimes you may not recognise the company name, but the Direct Debit could have debited under a different name.
Check any communications you have received from the company. They may have advised you of these payments being taken or updated you on the correct amount and date.
Find out how many payments have left incorrectly, the dates they left and the amounts.
Contact the company. They may be able to sort out the incorrect payment directly.
If your claim is part of a financial agreement with a company, please bear in mind that the company could potentially take legal action and impact your credit file, or they could claim the payment back from you.
By the way, we use Adobe digital forms for you to tell us about your dispute
We use Adobe Sign for this kind of request. Adobe will pass the information you provide to us in a secure manner and won’t process it in another way. Information on how we use your data can be found in our Data Privacy Notice tsb.co.uk/privacy.
Screen reader users are advised to use an alternative channel
We will review your dispute claim within 5 working days and text/email you to confirm whether we’ve been able to refund you up front. If we need further information to raise your dispute claim with the retailer we’ll let you know.
It may take up to 30 days for your claim to be resolved by the retailer, and in some circumstances this can take up to 90 days.
When the retailer has reviewed your claim, if we have refunded you up front and the merchant rejects the dispute claim, the refund may subsequently be re-debited from your account. Don’t worry we will give you notice that we’ll need to take the refund back from you before we re-debit your account.
Generally disputes need to be raised within 120 days of the transaction.
However this can also be 120 days from the last date you expected to receive goods or services. In this case the transaction needs to be within the last 540 days. For example, you paid for concert tickets but the concert is at a date in the future. The dispute can be raised providing it's within 120 days of the date of the concert and the transaction is within the last 540 days.
If the goods or services are cancelled, then you have 120 days from the cancellation date.