Fraudsters will often try to trick you into taking out a loan.

If you’re applying today: to make an investment, to help the National Crime Agency or a Police Officer to catch a criminal, or to send money to somebody you’ve met online but never in person. STOP. These are almost certainly frauds, and you may be about to become a victim. For help and support, please call our fraud team on 0800 096 8669.

Graduate loans

Our graduate loan can help you get your finances back in order after you've finished university.

Graduate loans from £1,000 to £10,000. Exclusive to TSB Graduate Account customers who have held their account for more than 3 months.

12.9% APR representative for loans between £5,000 and £10,000 for 1 - 5 years. Subject to approval.

Graduate loans overview

  • Borrow between £1,000 to £10,000
  • Personalised quotation with competitive APR. Subject to approval
  • Choose your repayment term from 1 - 5 years
  • Option to take up to two non-consecutive, one-month repayment holidays every 12 months, for the life of the loan. Subject to approval. If you take a repayment holiday, interest will continue to be charged and the length of your loan will increase, meaning you’ll pay more interest overall
  • View your loan online with our mobile app or Internet Banking

 

Eligibility requirements

To be eligible for a TSB Graduate Loan, you need to:

  • hold a TSB Graduate Account and have banked with TSB for more than 3 months
  • be a permanent paid employee, self-employed or retired with a pension
  • be a resident of the UK
  • be over 18
  • be free of any county court judgments
  • satisfy us that you can afford to pay back the loan

 

Find out more about our loans, including fees and charges, by visiting our FAQs page.

How to apply

To be eligible for our personal loan, you must:

  • be 18 or over
  • be a resident of the UK with no history of adverse credit
  • have had a TSB bank account for more than 3 months
  • make repayments by Direct Debit
  • be a permanent paid employee, self-employed or retired with a pension
  • satisfy us that you can afford to pay back the loan

You can only apply for a graduate loan in branch or by calling us on 0345 835 3861. 

If you’d like to arrange a convenient time to talk to us in branch about a loan simply click below to request an appointment.

Adobe digital forms

We use Adobe Sign for this kind of request. Adobe will pass the information you provide to us in a secure manner and won’t process it in any other way. Information on how we use your data can be found in our Data Privacy Notice.

Alternatively to arrange a convenient time to talk to us about a loan over the phone.

 

Lines are open Monday to Friday 8am-6pm. Calls are charged at a local rate.

Borrow Well

If you are looking to borrow some money, read our guide on borrowing sensibly.

Read the guide