Fixed Rate Cash ISA rates

2 Year Fixed Rate Cash ISA - accounts opened from 9 January 2018

Account	Balance	Interest paid annually AER/Tax-free (fixed)%
2 Year Fixed Rate Cash ISA	Interest is paid from £1 but the minimum opening balance is £3,000	1.00%

These interest rates are correct as at 09/01/2018.

Interest rate fixed for 24 months from account opening and paid on anniversary and upon maturity.

View 2 Year Fixed Rate Cash ISA account information

The favourable tax treatment for cash ISAs depends on your individual circumstances and may vary in the future.

The 2 Year Fixed Rate Cash ISAs are provided by TSB Bank plc. This bank is an approved ISA Manager.

If you would like to move other cash ISAs to us, once we have your completed cash ISA transfer authority form, we’ll ask your existing provider to transfer the money to us. We’ll pay interest at your new ISA rate from the day your money leaves your existing account, ensuring you earn interest everyday of the transfer process. The transfer process should take no more than 15 working days, but if it takes longer, we’ll pay you interest at your new ISA rate from the 16th working day, as long as your money was able to be transferred when we first made the transfer request. We will keep you updated on our progress.

Explanation of terms

AER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. As every advertisement for a savings product, which quotes an interest rate, will contain an AER you will be able to compare more easily what return you can expect from your savings over time.

Tax-free is the contractual rate of interest payable where interest is exempt from income tax.

Previous rates

2 Year Fixed Rate Cash ISA - accounts opened between 4 May 2017 and 8 January 2018

Balance	Interest Paid Annually
	Tax Free/AER % (fixed)
£1+	0.60%

These rates were correct from 04/05/2017 to 08/01/2018.

2 Year Fixed Rate Cash ISA - accounts opened between 2 February 2017 and 3 May 2017

Balance	Interest Paid Annually
	Tax Free/AER % (fixed)
£1+	0.70%

These rates were correct from 02/02/2017 to 03/05/2017.

2 Year Fixed Rate Cash ISA - accounts opened between 8 September 2016 and 1 February 2017

Balance	Interest Paid Annually
	Tax Free/AER % (fixed)
£1+	0.80%

These rates were correct from 08/09/2016 to 01/02/2017.

2 Year Fixed Rate Cash ISA - accounts opened between 2 August 2016 and 7 September 2016

Balance	Interest Paid Annually
	Tax Free/AER % (fixed)
£1+	1.00%

These rates were correct from 02/08/2016 to 07/09/2016.

2 Year Fixed Rate Cash ISA - accounts opened between 17 May 2016 and 1 August 2016

Balance	Interest Paid Annually
	Tax Free/AER % (fixed)
£1+	1.25%

These rates were correct from 17/05/2016 to 01/08/2016.

2 Year Fixed Rate Cash ISA - accounts opened between 19 April 2016 and 16 May 2016

Balance	Interest Paid Annually
	Tax Free/AER % (fixed)
£1+	1.40%

These rates were correct from 19/04/2016 to 16/05/2016.

2 Year Fixed Rate Cash ISA - accounts opened between 15 March 2016 and 18 April 2016

Balance	Interest Paid Annually
	Tax Free/AER % (fixed)
£1+	1.60%

These rates were correct from 15/03/2016 to 18/04/2016.

2 Year Fixed Rate Cash ISA - accounts opened between 9 February 2016 and 14 March 2016

Balance	Interest Paid Annually
	Tax Free/AER % (fixed)
£1+	1.80%

These rates were correct from 09/02/2016 to 14/03/2016.

2 Year Fixed Rate Cash ISA - accounts opened between 1 July 2015 and 8 February 2016

Balance	Interest Paid Annually
	Tax Free/AER % (fixed)
£1+	1.50%

These rates were correct from 01/07/2015 to 08/02/2016.

3 Year Fixed Rate Cash ISA - accounts opened between 1 July 2015 and 8 February 2016

Balance	Interest Paid Annually
	Tax Free/AER % (fixed)
£1+	1.75%