Fixed Rate Cash ISA rates

18 month Fixed Rate Cash ISA accounts opened from 7 July 2022

Account	Balance	Interest paid monthly AER/Tax-free (fixed)%
18 month Fixed Rate Cash ISA	£1+	1.24% Tax Free Monthly/ 1.25% AER

Interest rates are correct as at 07/07/2022

Interest rate fixed for 18 months from account opening and paid monthly and upon maturity.

2 Year Fixed Rate Cash ISA accounts opened from 7 July 2022

Account	Balance	Interest paid annually AER/Tax-free (fixed)%
2 Year Fixed Rate Cash ISA	£1+	1.50% Tax Free /AER

Interest rates are correct as at 07/07/2022

Interest rate fixed for 2 years from account opening and paid annually on the anniversary of account opening.

3 Year Fixed Rate Cash ISA accounts opened from 7 July 2022

Account	Balance	Interest paid annually AER/Tax-free (fixed)%
3 Year Fixed Rate Cash ISA	£1+	1.90% Tax Free /AER

Interest rates are correct as at 07/07/2022

Interest rate fixed for 3 years from account opening and paid annually on the anniversary of account opening.

Previous Rates

18 month Fixed Rate Cash ISA accounts opened between 25 May 2022 and 6 July 2022

Account	Balance	Interest paid monthly AER/Tax-free (fixed)%
18 month Fixed Rate Cash ISA	£1+	0.80% Tax Free Monthly/ 0.81% AER

Interest rates are correct as at 25/05/2022

Interest rate fixed for 18 months from account opening and paid monthly and upon maturity.

2 Year Fixed Rate Cash ISA accounts opened between 25 May 2022 and 6 July 2022

Account	Balance	Interest paid annually AER/Tax-free (fixed)%
2 Year Fixed Rate Cash ISA	£1+	1.00% Tax Free /AER

Interest rates are correct as at 25/05/2022

Interest rate fixed for 2 years from account opening and paid annually on the anniversary of account opening.

3 Year Fixed Rate Cash ISA accounts opened between 25 May 2022 and 6 July 2022

Account	Balance	Interest paid annually AER/Tax-free (fixed)%
3 Year Fixed Rate Cash ISA	£1+	1.10% Tax Free /AER

Interest rates are correct as at 25/05/2022

Interest rate fixed for 3 years from account opening and paid annually on the anniversary of account opening.

18 month Fixed Rate Cash ISA accounts opened between 25 February 2022 and 24 May 2022

Account	Balance	Interest paid monthly AER/Tax-free (fixed)%
18 month Fixed Rate Cash ISA	£1+	0.29% Tax Free Monthly/ 0.30% AER

Interest rate fixed for 18 months from account opening and paid monthly and upon maturity.

2 Year Fixed Rate Cash ISA accounts opened between 25 February 2022 and 24 May 2022

Account	Balance	Interest paid annually AER/Tax-free (fixed)%
2 Year Fixed Rate Cash ISA	£1+	0.40% Tax Free /AER

Interest rate fixed for 2 years from account opening and paid annually on the anniversary of account opening.

3 Year Fixed Rate Cash ISA accounts opened between 3 November 2021 and 24 May 2022

Account	Balance	Interest paid annually AER/Tax-free (fixed)%
3 Year Fixed Rate Cash ISA	£1+	0.50% Tax Free /AER

Interest rate fixed for 3 years from account opening and paid annually on the anniversary of account opening.

18 month Fixed Rate Cash ISA accounts opened between 21 March 2021 and 24 February 2022

Account	Balance	Interest paid monthly AER/Tax-free (fixed)%
18 month Fixed Rate Cash ISA	£1+	0.14% Tax Free Monthly/ 0.15% AER

Interest rate fixed for 18 months from account opening and paid monthly and upon maturity.

2 Year Fixed Rate Cash ISA accounts opened between 21 March 2021 and 24 February 2022

Account	Balance	Interest paid annually AER/Tax-free (fixed)%
2 Year Fixed Rate Cash ISA	£1+	0.20% Tax Free /AER

Interest rate fixed for 2 years from account opening and paid annually on the anniversary of account opening.

18 month Fixed Rate Cash ISA accounts between 14 January 2021 and 20 March 2021

Account	Balance	Interest paid monthly AER/Tax-free (fixed)%
18 month Fixed Rate Cash ISA	Interest is paid from £1 but the minimum opening balance is £3,000	0.14% Tax Free Monthly/ 0.15% AER

Interest rate fixed for 18 months from account opening and paid monthly and upon maturity.

2 Year Fixed Rate Cash ISA accounts opened between 14 January 2021 and 20 March 2021

Account	Balance	Interest paid annually AER/Tax-free (fixed)%
2 Year Fixed Rate Cash ISA	Interest is paid from £1 but the minimum opening balance is £3,000	0.20% Tax Free /AER

Interest rate fixed for 2 years from account opening and paid annually on the anniversary of account opening.

18 month Fixed Rate Cash ISA accounts opened between 14 August 2020 and 13 January 2021

Account	Balance	Interest paid monthly AER/Tax-free (fixed)%
18 month Fixed Rate Cash ISA	Interest is paid from £1 but the minimum opening balance is £3,000	0.19% Tax-free Monthly / 0.20% AER

Interest rate fixed for 18 months from account opening and paid monthly and upon maturity.

2 Year Fixed Rate Cash ISA accounts opened between 14 August 2020 and 13 January 2021

Account	Balance	Interest paid annually AER/Tax-free (fixed)%
2 Year Fixed Rate Cash ISA	Interest is paid from £1 but the minimum opening balance is £3,000	0.25% Tax Free /AER

Interest rate fixed for 2 years from account opening and paid annually on the anniversary of account opening.

3 Year Fixed Rate Cash ISA accounts opened between 14 August 2020 and 13 January 2021

Account	Balance	Interest paid annually AER/Tax-free (fixed)%
3 Year Fixed Rate Cash ISA	Interest is paid from £1 but the minimum opening balance is £3,000	0.40% Tax Free /AER

Interest rate fixed for 3 years from account opening and paid annually on the anniversary of account opening.

18 Month Fixed Rate Cash ISA accounts opened between 20 May 2020 and 13 August 2020

Account	Balance	Interest paid monthly AER/Tax-free (fixed)%
18 month Fixed Rate Cash ISA	Interest is paid from £1 but the minimum opening balance is £3,000	0.34%Tax-free Monthly /0.35% AER

Interest rate fixed for 18 months from account opening and paid monthly and upon maturity.

2 Year Fixed Rate Cash ISA accounts opened between 20 May 2020 and 13 August 2020

Account	Balance	Interest paid monthly AER/Tax-free (fixed)%
2 Year Fixed Rate Cash ISA	Interest is paid from £1 but the minimum opening balance is £3,000	0.40% Tax Free /AER

Interest rate fixed for 2 years from account opening and paid annually on the anniversary of account opening

3 Year Fixed Rate Cash ISA accounts opened between 06 April 2020 and 13 August 2020

Account	Balance	Interest paid monthly AER/Tax-free (fixed)%
3 Year Fixed Rate Cash ISA	Interest is paid from £1 but the minimum opening balance is £3,000	0.55% Tax Free / AER

Interest rate fixed for 3 years from account opening and paid monthly and upon maturity.

18 Month Fixed Rate Cash ISA accounts opened between 06 April 2020 and 19 May 2020

Account	Balance	Interest paid monthly AER/Tax-free (fixed)%
18 month Fixed Rate Cash ISA	Interest is paid from £1 but the minimum opening balance is £3,000	0.44%Tax-free Monthly /0.45% AER

Interest rate fixed for 18 months from account opening and paid monthly and upon maturity.

2 Year Fixed Rate Cash ISA accounts opened between 06 April 2020 and 19 May 2020

Account	Balance	Interest paid monthly AER/Tax-free (fixed)%
2 Year Fixed Rate Cash ISA	Interest is paid from £1 but the minimum opening balance is £3,000	0.50% Tax Free /AER

Interest rate fixed for 2 years from account opening and paid annually on the anniversary of account opening

18 Month Fixed Rate Cash ISA accounts opened between 26 February 2020 and 05 April 2020

Account	Balance	Interest paid monthly AER/Tax-free (fixed)%
18 month Fixed Rate Cash ISA	Interest is paid from £1 but the minimum opening balance is £3,000	1.00% Tax Free Monthly / 1.01% AER

Interest rate fixed for 18 months from account opening and paid monthly and upon maturity.

2 Year Fixed Rate Cash accounts opened between 26 February 2020 and 05 April 2020

Account	Balance	Interest paid monthly AER/Tax-free (fixed)%
18 month Fixed Rate Cash ISA	Interest is paid from £1 but the minimum opening balance is £3,000	1.05% Tax Free / AER

3 Year Fixed rate Cash ISA accounts opened between 11 December 2019 and 05 April 2020

Account	Balance	Interest paid monthly AER/Tax-free (fixed)%
18 month Fixed Rate Cash ISA	Interest is paid from £1 but the minimum opening balance is £3,000	1.10% Tax Free / AER

18 Month Fixed Rate Cash ISA accounts opened between 11 December 2019 and 25 February 2020

Account	Balance	Interest paid monthly AER/Tax-free (fixed)%
18 month Fixed Rate Cash ISA	Interest is paid from £1 but the minimum opening balance is £3,000	0.79% Tax Free Monthly / 0.80% AER

Interest rate fixed for 18 months from account opening and paid monthly and upon maturity.

2 Year Fixed Rate Cash ISA accounts opened between 11 December 2019 and 25 February 2020

Account	Balance	Interest paid annually AER/Tax-free (fixed)%
2 Year Fixed Rate Cash ISA	Interest is paid from £1 but the minimum opening balance is £3,000	1.00% Tax Free / AER

Interest rate fixed for 2 years from account opening and paid annually on the anniversary of account opening.

18 month Fixed Rate Cash ISA accounts opened between 09 October 2019 and 10 December 2019

Account	Balance	Interest paid monthly AER/Tax-free (fixed)%
18 month Fixed Rate Cash ISA	Interest is paid from £1 but the minimum opening balance is £3,000	0.59% Tax Free Monthly / 0.60% AER

Interest rate fixed for 18 months from account opening and paid monthly and upon maturity.

2 Year Fixed Rate Cash ISA accounts opened between 09 October 2019 and 10 December 2019

Account	Balance	Interest paid annually AER/Tax-free (fixed)%
2 Year Fixed Rate Cash ISA	Interest is paid from £1 but the minimum opening balance is £3,000	0.65% Tax Free / AER

Interest rate fixed for 2 years from account opening and paid annually on the anniversary of account opening.

3 Year Fixed Rate Cash ISA accounts opened between 09 October 2019 and 10 December 2019

Account	Balance	Interest paid annually AER/Tax-free (fixed)%
3 Year Fixed Rate Cash ISA	Interest is paid from £1 but the minimum opening balance is £3,000	0.85% Tax Free / AER

Interest rate fixed for 3 Years from account opening and paid annually on the anniversary of account opening.

18 month Fixed Rate Cash ISA accounts opened between 04 August 2019 and 08 October 2019

Account	Balance	Interest paid monthly AER/Tax-free (fixed)%
18 month Fixed Rate Cash ISA	Interest is paid from £1 but the minimum opening balance is £3,000	0.69% Tax Free Monthly / 0.70% AER

Interest rate fixed for 18 months from account opening and paid monthly and upon maturity.

2 Year Fixed Rate Cash ISA accounts opened between 04 August 2019 and 08 October 2019

Account	Balance	Interest paid annually AER/Tax-free (fixed)%
2 Year Fixed Rate Cash ISA	Interest is paid from £1 but the minimum opening balance is £3,000	0.75% Tax Free /AER

Interest rate fixed for 2 years from account opening and paid annually on the anniversary of account opening.

3 Year Fixed Rate Cash ISA accounts opened between 04 August 2019 and 08 October 2019

Account	Balance	Interest paid annually AER/Tax-free (fixed)%
3 Year Fixed Rate Cash ISA	Interest is paid from £1 but the minimum opening balance is £3,000	0.95% Tax Free /AER

Interest rate fixed for 3 Years from account opening and paid annually on the anniversary of account opening.

18 month Fixed Rate Cash ISA accounts opened between 03 July 2019 and 03 August 2019

Account	Balance	Interest paid monthly AER/Tax-free (fixed)%
18 month Fixed Rate Cash ISA	Interest is paid from £1 but the minimum opening balance is £3,000	0.79% Tax Free Monthly / 0.80% AER

Interest rate fixed for 18 months from account opening and paid monthly and upon maturity.

2 Year Fixed Rate Cash ISA accounts opened between 03 July 2019 and 03 August 2019

Account	Balance	Interest paid annually AER/Tax-free (fixed)%
2 Year Fixed Rate Cash ISA	Interest is paid from £1 but the minimum opening balance is £3,000	0.85% Tax Free /AER

Interest rate fixed for 2 years from account opening and paid annually on the anniversary of account opening.

3 Year Fixed Rate Cash ISA accounts opened between 03 July 2019 and 03 August 2019

Account	Balance	Interest paid annually AER/Tax-free (fixed)%
3 Year Fixed Rate Cash ISA	Interest is paid from £1 but the minimum opening balance is £3,000	1.00% Tax Free /AER

Interest rate fixed for 3 Years from account opening and paid annually on the anniversary of account opening.

The favourable tax treatment for cash ISAs depends on your individual circumstances and may vary in the future.

The Fixed Rate Cash ISAs are provided by TSB Bank plc. This bank is an approved ISA Manager.

If you would like to move other cash ISAs to us, once we have your completed cash ISA transfer authority form, we’ll ask your existing provider to transfer the money to us. We’ll pay interest at your new ISA rate from the day your money leaves your existing account, ensuring you earn interest everyday of the transfer process. The transfer process should take no more than 15 working days, but if it takes longer, we’ll pay you interest at your new ISA rate from the 16th working day, as long as your money was able to be transferred when we first made the transfer request. We will keep you updated on our progress.

Explanation of terms

AER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. As every advertisement for a savings product, which quotes an interest rate, will contain an AER you will be able to compare more easily what return you can expect from your savings over time.

Tax-free is the contractual rate of interest payable where interest is exempt from income tax.

18 month Fixed Rate Cash ISA accounts opened between 24 May 2019 and 02 July 2019

Account	Balance	Interest paid monthly AER/Tax-free (fixed)%
18 month Fixed Rate Cash ISA	Interest is paid from £1 but the minimum opening balance is £3,000	0.99% Tax Free / 1.00% AER

Interest rate fixed for 18 months from account opening and paid monthly and upon maturity.

View 18 month Fixed Rate Cash ISA account information

2 Year Fixed Rate Cash ISA accounts opened between 24 May 2019 and 02 July 2019

Account	Balance	Interest paid annually AER/Tax-free (fixed)%
2 Year Fixed Rate Cash ISA	Interest is paid from £1 but the minimum opening balance is £3,000	1.05% Tax Free /AER

Interest rate fixed for 2 years from account opening and paid annually on the anniversary of account opening.

View 2 year Fixed Rate Cash ISA account information

3 Year Fixed Rate Cash ISA accounts opened between 24 May 2019 and 02 July 2019

Account	Balance	Interest paid annually AER/Tax-free (fixed)%
3 Year Fixed Rate Cash ISA	Interest is paid from £1 but the minimum opening balance is £3,000	1.30% Tax Free /AER

Interest rate is fixed for 36 months from account opening and paid annually and upon maturity.

View 3 year Fixed Rate Cash ISA account information

18 month Fixed Rate Cash ISA – accounts opened between 25 March 2019 and 23 May 2019

Account	Balance	Interest paid monthly AER/Tax-free (fixed)%
18 month Fixed Rate Cash ISA	Interest is paid from £1 but the minimum opening balance is £3,000	1.58% Tax Free / 1.60% AER

Interest rate fixed for 18 months from account opening and paid monthly and upon maturity.

View 18 month Fixed Rate Cash ISA account information

2 Year Fixed Rate Cash ISA - accounts opened between 18 February 2019 and 23 May 2019

Account	Balance	Interest paid annually AER/Tax-free (fixed)%
2 Year Fixed Rate Cash ISA	Interest is paid from £1 but the minimum opening balance is £3,000	1.70%

Interest rate fixed for 24 months from account opening and paid on anniversary and upon maturity.

View 2 year Fixed Rate Cash ISA account information

3 Year Fixed Rate Cash ISA – accounts opened between 25 March 2019 and 23 May 2019

Account	Balance	Interest paid annually AER/Tax-free (fixed)%
3 Year Fixed Rate Cash ISA	Interest is paid from £1 but the minimum opening balance is £3,000	1.85%

Interest rate is fixed for 36 months from account opening and paid annually and upon maturity.

View 3 year Fixed Rate Cash ISA account information

2 Year Fixed Rate Cash ISA - accounts opened between 7 December 2018 and 17 February 2019

Account	Balance	Interest paid annually AER/Tax-free (fixed)%
2 Year Fixed Rate Cash ISA	Interest is paid from £1 but the minimum opening balance is £3,000	1.25%

2 Year Fixed Rate Cash ISA – accounts opened between 9 January 2018 and 6 December 2018

Balance	Interest Paid Annually
	Tax Free/AER % (fixed)
£1+	1.00%

These rates were correct from 09/01/2018 to 06/12/2018.

2 Year Fixed Rate Cash ISA - accounts opened between 4 May 2017 and 8 January 2018

Balance	Interest Paid Annually
	Tax Free/AER % (fixed)
£1+	0.60%

These rates were correct from 04/05/2017 to 08/01/2018.