Fixed Rate Cash ISA rates

18 month Fixed Rate Cash ISA – accounts opened from 25 March 2019

Account	Balance	Interest paid monthly AER/Tax-free (fixed)%
18 month Fixed Rate Cash ISA	Interest is paid from £1 but the minimum opening balance is £3,000	1.58% Tax Free / 1.60% AER

These interest rates are correct as at 25/03/2019.

Interest rate fixed for 18 months from account opening and paid monthly and upon maturity.

View 18 month Fixed Rate Cash ISA account information

2 Year Fixed Rate Cash ISA - accounts opened from 18 February 2019

Account	Balance	Interest paid annually AER/Tax-free (fixed)%
2 Year Fixed Rate Cash ISA	Interest is paid from £1 but the minimum opening balance is £3,000	1.70%

These interest rates are correct as at 18/02/2019.

Interest rate fixed for 24 months from account opening and paid on anniversary and upon maturity.

View 2 year Fixed Rate Cash ISA account information

3 Year Fixed Rate Cash ISA – accounts opened from 25 March 2019

Account	Balance	Interest paid annually AER/Tax-free (fixed)%
3 Year Fixed Rate Cash ISA	Interest is paid from £1 but the minimum opening balance is £3,000	1.85%

These interest rates are correct as at 25/03/2019.

Interest rate fixed for 36 months from account opening and paid monthly and upon maturity.

View 3 year Fixed Rate Cash ISA account information

The favourable tax treatment for cash ISAs depends on your individual circumstances and may vary in the future.

The Fixed Rate Cash ISAs are provided by TSB Bank plc. This bank is an approved ISA Manager.

If you would like to move other cash ISAs to us, once we have your completed cash ISA transfer authority form, we’ll ask your existing provider to transfer the money to us. We’ll pay interest at your new ISA rate from the day your money leaves your existing account, ensuring you earn interest everyday of the transfer process. The transfer process should take no more than 15 working days, but if it takes longer, we’ll pay you interest at your new ISA rate from the 16th working day, as long as your money was able to be transferred when we first made the transfer request. We will keep you updated on our progress.

Explanation of terms

AER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. As every advertisement for a savings product, which quotes an interest rate, will contain an AER you will be able to compare more easily what return you can expect from your savings over time.

Tax-free is the contractual rate of interest payable where interest is exempt from income tax.

Previous rates

2 Year Fixed Rate Cash ISA - accounts opened between 7 December 2018 and 17 February 2019

Account	Balance	Interest paid annually AER/Tax-free (fixed)%
2 Year Fixed Rate Cash ISA	Interest is paid from £1 but the minimum opening balance is £3,000	1.25%

2 Year Fixed Rate Cash ISA – accounts opened between 9 January 2018 and 6 December 2018

Balance	Interest Paid Annually
	Tax Free/AER % (fixed)
£1+	1.00%

These rates were correct from 09/02/2018 to 06/12/2018.

2 Year Fixed Rate Cash ISA - accounts opened between 4 May 2017 and 8 January 2018

Balance	Interest Paid Annually
	Tax Free/AER % (fixed)
£1+	0.60%

These rates were correct from 04/05/2017 to 08/01/2018.

2 Year Fixed Rate Cash ISA - accounts opened between 2 February 2017 and 3 May 2017

Balance	Interest Paid Annually
	Tax Free/AER % (fixed)
£1+	0.70%

These rates were correct from 02/02/2017 to 03/05/2017.