eSavings rates

eSavings with 12 month bonus

Accounts opened from 10 September 2018

Amount Invested Annual Interest
  Gross/AER% including bonus*
£1+ 0.40%
These interest rates are correct as at 10/09/2019. Interest rates are variable.

* Includes a fixed introductory bonus of 0.25%, payable for 12 months from the date of account opening. At the end of the bonus period, rates without bonus will apply. Please see the ‘without bonus’ table for current rates.

eSavings without bonus

Amount Invested Annual Interest
£1+ 0.15% 
These interest rates are correct as at 10/09/2019. Interest rates are variable.

View eSavings Account information.

View previous rates.

Explanation of terms

AER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts compare different savings accounts. As every advertisement for a savings product, which quotes an interest rate, will contain an AER you will be able to compare more easily what return you can expect from your savings over time.

Gross rate means that credit interest is paid without income tax being deducted.

Tax-free is the contractual rate of interest payable where interest is exempt from income tax. 

Previous rates

eSavings - accounts opened on or before 09 September 2018

Account balance Variable annual interest without 12 month bonus
Gross/AER% without 12 month bonus
£1+ 0.15%
Interest rates effective from 10/09/2019. 
Interest is paid annually on anniversary of account opening.


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