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Save Well Limited Access Account 

Accounts opened from 1 March 2026

Balance Variable monthly interest for months where no withdrawals are made Variable monthly interest for any month that a withdrawal is made
  Gross/AER % Gross/AER %
£1+ 2.95%/3.00% 0.24%/0.25%
  • Interest rates are variable for the term of the account, which is 12 months from the date of account opening

  • Interest is paid monthly on the 1st of each month. If you have selected to pay interest to a different account, interest will be paid on the first working day of the month.

  • These interest rates are correct as at 01/03/2026. Interest rates are variable.

Rates for existing customers

Accounts opened between Balance Variable monthly interest for months where no withdrawals are made
Gross % / AER %
Variable monthly interest for each month in which a withdrawal is made
Gross % / AER %
Interest rates are correct as at date
01/10/2025 - 28/02/2026 £1+ 2.95%/3.00% 0.24%/0.25% From 01/03/2026
01/10/2025 - 28/02/2026 £1+ 3.20%/3.25% 0.24%/0.25% Between 01/10/2025 and 28/02/2026
18/06/2025 - 30/09/2025 £1+ 2.95%/3.00% 0.24%/0.25% From 01/03/2026
18/06/2025 - 30/09/2025 £1+ 3.20%/3.25% 0.24%/0.25% Between 01/10/2025 and 28/02/2026
18/06/2025 - 30/09/2025 £1+ 3.34%/3.40% 0.49%/0.50% Between 18/06/2025 and 30/09/2025 
07/01/2025 - 17/06/2025 £1+ 2.95%/3.00% 0.24%/0.25% From 01/03/2026
07/01/2025 - 17/06/2025 £1+ 3.20%/3.25% 0.24%/0.25% Between 01/10/2025 and 28/02/2026
07/01/2025 - 17/06/2025 £1+ 3.44%/3.50% 0.49%/0.50% Between 07/01/2025 and 30/09/2025 
  • Interest rates are variable for the term of the account, which is 12 months from the date of account opening.
  • Interest is paid monthly on the 1st of each month. If you have selected to pay interest to a different account, interest will be paid on the first working day of the month.

Explanation of terms

AER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily  compare different savings accounts. As every advertisement for a savings product, which quotes an interest rate, will contain an AER you will be able to compare more easily what return you can expect from your savings over time.

Gross rate means that credit interest is paid without income tax being deducted.