Current accounts that suit you.

Whether you’re opening your first ever bank account, getting set for college or university, or just looking for an everyday account, we have something for you.

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What you get from all TSB current accounts


Our fraud refund guarantee

We’re proud to offer you more fraud protection than any other bank. T&Cs apply.

Fraud Refund Guarantee

An easy switch

Easily switch from your old account in seven days.


Banking on your terms

App, online, branch or telephone banking

Ways to bank

Our current accounts

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Spend & Save Plus
Make the most of your money
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Spend & Save
Our everyday account with optional features

Compare current accounts

Spend & Save Plus
Spend & Save


Our basic account

If you aren't eligible for one of our other accounts and don't have access to another UK bank account then you may be offered our Cash Account.

How do I switch to TSB?

We guarantee switching your current account to us will only take seven working days.

It’s easy as 1-2-3.

  • 1

    Choose to switch to us when you apply, or any time after. 

  • 2

    We will move all your incoming and outgoing payments into your new account. 

  • 3

    In the unlikely event there are any hiccups, we'll refund any interest and charges on your old or new current accounts.

Switch Guarantee

Any questions?

Using the Current Account Switch Service (CASS) online you can switch a current account from another provider to us. Not all banks are participants of CASS. You can check if your current provider is a CASS participant before applying to switch to us here.

If you want to switch from a provider who isn’t a CASS participant or want to switch a savings account, we can still organise the switch for you but it can take a little longer. Applications to do this are available in a TSB branch. We recommend you book an appointment before visiting the branch. Please call our Telephone Banking team on  0345 975 8758 to book an appointment. 

You can switch your joint Current Account from your old bank in to TSB providing that your new TSB Current Account is also a joint account. You can also switch your sole account into a joint account, however you can’t switch a joint account into a sole account.

We may be able to provide facilities to pay off any existing overdraft you may have, subject to our normal lending criteria. If you agree an overdraft limit with us it may not match that offered by your old bank. If you do not come to an agreement with us you will need to make separate arrangements to repay any balance owed with your old bank. 

Please be aware your old bank is entitled to use any funds it receives in settlement of the debt on your old account. 

Yes you can still use your old bank account up until day 6 of the switch. If you set up any new payment arrangements on your old bank during the switch these will not be transferred.

Your old bank will automatically close as part of the 7 day switching process. This ensures payments made to your old account can be redirected to your new account. If your old account is overdrawn or has pending transactions on the day the switch completes the account will stay open until the balance reaches zero. 

If you want to keep your old account open you will need to do a partial switch. This can only be done in a TSB branch and will take longer than 7 working days. We recommend you book an appointment before visiting the branch. Please call our Telephone Banking team on  0345 975 8758 to book an appointment.

To cancel the switch completely, you need to let your new bank know at least 7 working days before your switch date. After that, only certain elements can be cancelled depending how far through the process we are.

As part of the 7 day switch there is a redirection on your old bank account. This means credits to your old bank will be forwarded to your new bank within 24 hours. This includes debit card refunds however these can take a little longer. If you receive a credit after 3pm Friday, weekends or bank holidays these will be forwarded the next working day.

Need any help?

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Chat with us

Use the TSB Mobile Banking App to get help with queries 24/7.

Get in touch
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Give us a call

Lines open 8am - 8pm Monday to Sunday.

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Visit us in branch

It’s easy for you to pop in and manage your finances.    

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TSB complaints

We share our complaints numbers twice a year at the request of our regulator, the Financial Conduct Authority (FCA), to help customers understand banks´ overall performance.

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