Classic Plus account

Key features

  • 1.50% AER / 1.49% gross variable interest paid on balances up to £1,500 only.
  • TSB Visa debit card 

    Accepted in millions of places and cash machines worldwide and just as safe to use abroad as at home, so it's a simple alternative to carrying cash. There are charges for using your Debit Card when you're abroad. Find out more

    Contactless functionality subject to status
  • Optional overdraft for short term borrowing. Subject to application, approval and repayable on demand.
  • You can apply to open a joint account.
  • Manage your current account online with our mobile app and Internet Banking

To earn interest (paid monthly), all you need to do is pay in a minimum of £500 a month, register for Internet Banking, Paperless Statements and Paperless Correspondence and log in regularly.

Grace period
You'll have until 10pm (UK time) to pay in enough money to avoid any overdraft interest you may incur on that day.

Cheque book
Available on request.

Joint accounts
Simply an account in the name of two or more people. Convert your existing account into a joint account by adding someone else to it, or open an account in two people's names. About joint accounts  

How you can bank with us
Online, with Internet Banking and our Mobile app.

In one of around 550 branches

On the phone with Telephone Banking


  • You must be 18 or over and a UK resident to apply
  • You can choose to switch your banking to us when you apply for a Classic Plus account, or any time after you've opened it - we guarantee switching will take just 7 working days.


Balance Interest paid monthly
  AER % Gross %
£0 - £1500 1.50%  1.49%
£1500+ 0.00% 0.00%
These rates are correct as at 02/05/2020.
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded each year.
Gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.

Apply now

It takes around 10 minutes.
Apply now

Financial Services Compensation Scheme


Visit to find out more

How to apply

Apply online today
It takes around 10 minutes.

Are you a non-UK EU resident?


Switching is easy

We guarantee switching your current account to us will only take seven days.

  1. Choose to switch to us when you apply, or any time after
  2. Your finances are kept in one place keeping your life organised
  3. We will move all your incoming and outgoing payments for you such as your salary, Direct Debits and standing orders
Switch Guarantee
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