TSB’s Spend & Save and Spend & Save Plus accounts offer £5 cashback - here’s how to make sure you get it.
Which accounts can earn cashback?

Spend & Save
If you’ve got a Spend & Save account, you can earn £5 cashback every month for up to the first six calendar months.*

Spend & Save Plus
If you’ve got a Spend & Save Plus account, you’ll keep earning the monthly £5 cashback every month* you have the account.
How do I earn cashback?
- You could earn cashback if you open a new Spend & Save or Spend & Save Plus account. This includes changing an existing TSB account to a Spend & Save account. See cashback terms and conditions.
- Each calendar month, you can earn £5 cashback - including the month you opened your account. All you need to do is make 20 debit card payments or more in that month.
- Payments included are Debit card payments, online payments and mail order purchases, as well as in-store purchases (including contactless, Apple Pay, Google Pay, Samsung Pay).
- If you’ve successfully earned cashback, we’ll pay it into your account by the 20th of the next calendar month. Then you can do whatever you want with it, from tucking it away in a Savings Pot or treating yourself to something nice. Terms and conditions apply.
Things to consider when earning cashback
Cashback is only payable for up to the first six calendar months on Spend & Save accounts. With a Spend & Save Plus account, cashback is ongoing for as long as you have the account.
Payments included are Debit card payments, online payments and mail order purchases, as well as in-store purchases (including contactless, Apple Pay, Google Pay, Samsung Pay).
Not all transactions count towards cashback, for example cash withdrawals, bank transfers and Direct Debits are excluded.
We count payments based on the date the money is taken from your account (a cleared’ payment). This is usually within 5 working days from when you make the debit card payment, but it can sometimes be longer.
You can tell when money has been taken from your account by looking at your transactions online or on your statement.
Payments that haven’t cleared in that month won’t count, so if you make any payments in the last few days of the month they may not leave the account on time, especially on weekends.