Our basic Cash account is only available if you don’t qualify for any of our other current accounts and you do not hold another UK bank account.
It’s designed to help customers who are in financial difficulty or have a poor credit record. Cheque books and arranged overdrafts aren’t available with this account.
If you’re looking for a simple, everyday ‘no-fee’ account, see if you’re eligible for our Spend & Save account first.
How to open a basic bank account
You cannot apply directly for a Cash account online. Instead, you can apply for one of our other current accounts, like the Spend & Save account online and if don’t qualify, we’ll automatically offer you our Cash account if you are eligible.
Alternatively, if you feel the Cash account is more appropriate for your circumstances and you do not want to apply for any other account, please contact us to book a face to face or telephone appointment to discuss account options.
Make it easier to manage your money on the go. It means you can do your banking on the move from most internet-enabled mobile devices - either using our app or via your mobile device's browser.
Your TSB Visa debit card is an amazing piece of plastic. Accepted in millions of places and cash machines worldwide, it's incredibly convenient. It's just as safe to use abroad as at home, so it's a simple alternative to carrying cash.
This is a simple everyday way to save for the things you want. Add Save the Pennies on to your account and every debit card payment you make is rounded up to the nearest pound. All those spare pennies go straight into your Savings Pot or any other eligible TSB savings account you’ve set up. So even when you’re spending, you’re putting a little bit aside too.
You can set this up easily on our mobile app, Internet Banking or in branch.
A joint account is simply a bank account in the name of two or more people. You can either convert your existing bank account into a joint account by adding someone else to it, or open a new account in two people's names.
There may be lots of different reasons you might need to bank with us differently, either in the short term, or on a continuing basis. It could be because of your physical or mental wellbeing, or because of a life event you’ve experienced. Whatever the reason, we are committed to tailoring our support to your personal needs.
If you choose to tell us about your individual support needs, we will take the time to understand your circumstances and work with you to make sure you have the support you need when banking with TSB. We can add a Support Indicator to your account, which means whenever you talk to us, we'll be aware that you may need tailored support.
Account Opening is subject to our assessment of your circumstances. You must be 18 or over and a UK resident to apply.
Text alerts are free but your mobile operator may charge for some services. Please check with them.
We don’t charge for your use of Mobile Banking but your mobile operator may charge for some services, please check with them. Mobile Banking is available on most internet enabled mobile devices. Services may be affected by phone signal and functionality. You must be registered for Internet Banking. Terms and conditions apply.
How to apply for a Spend & Save Account
Apply for one of our accounts online – it takes around 15 minutes