This account is only suitable if you’re not eligible for any of our other current accounts and do not have another UK bank account. If you’re looking for a simple, ‘no-fee’ account, see our Spend & Save account.
Simple, straightforward banking starts with our basic bank account. It’s a useful, ‘can do’ current account that makes your everyday money easy to manage and control, without any of the fancy extras.
Why choose our Cash Account?
You are not eligible for any of our other current accounts
A free basic banking account that offers everyday banking
Cheque books and arranged overdrafts are unavailable with Cash accounts
How to open a basic bank account online
To open a basic bank account, you’ll need details of your income including: pensions, investments, address for the last three years and your employment details. It’s easy and only takes around 10 minutes. Visit our online application page and follow the steps on the screen.
Make it easier to manage your money on the go. It means you can do your banking on the move from most internet-enabled mobile devices - either using our app or via your mobile device's browser.
Your TSB Visa debit card is an amazing piece of plastic. Accepted in millions of places and cash machines worldwide, it's incredibly convenient. It's just as safe to use abroad as at home, so it's a simple alternative to carrying cash.
This is a simple everyday way to save for the things you want. Add Save the Pennies on to your account and every debit card payment you make is rounded up to the nearest pound. All those spare pennies go straight into your Savings Pot or any other eligible TSB savings account you’ve set up. So even when you’re spending, you’re putting a little bit aside too.
You can set this up easily on our mobile app, Internet Banking or in branch.
A joint account is simply a bank account in the name of two or more people. You can either convert your existing bank account into a joint account by adding someone else to it, or open a new account in two people's names.
There may be lots of different reasons you might need to bank with us differently, either in the short term, or on a continuing basis. It could be because of your physical or mental wellbeing, or because of a life event you’ve experienced. Whatever the reason, we are committed to tailoring our support to your personal needs.
If you choose to tell us about your individual support needs, we will take the time to understand your circumstances and work with you to make sure you have the support you need when banking with TSB. We can add a Support Indicator to your account, which means whenever you talk to us, we'll be aware that you may need tailored support.
Account Opening is subject to our assessment of your circumstances. You must be 18 or over and a UK resident to apply.
Text alerts are free but your mobile operator may charge for some services. Please check with them.
We don’t charge for your use of Mobile Banking but your mobile operator may charge for some services, please check with them. Mobile Banking is available on most internet enabled mobile devices. Services may be affected by phone signal and functionality. You must be registered for Internet Banking. Terms and conditions apply.