Simple, straightforward local banking starts with our basic bank account. It’s a useful, ‘can do’ current account that makes your everyday money easy to manage and control, without any of the fancy extras.
Why choose our Cash Account?
A free basic banking account that offers free everyday banking
Manage your money through the app, online, on the phone and in a branch
Get a Visa debit card to use in shops and online
Make withdrawals from cash machines at home and abroad
Pay in cheques and cash in a branch at our counters, cash machines and pay-in boxes – plus thousands of selected Post Offices
It’s easy to set up standing orders and Direct Debits
Our Save the Pennies feature lets you save automatically every time you use your debit card
How to open a basic bank account online
To open a basic bank account, you’ll need details of your income including: pensions, investments, address for the last three years and your employment details. It’s easy and only takes around 10 minutes. Visit our online application page and follow the steps on the screen.
Make it easier to manage your money on the go. It means you can do your banking on the move from most internet-enabled mobile devices - either using our app or via your mobile device's browser.
Your TSB Visa debit card is an amazing piece of plastic. Accepted in millions of places and cash machines worldwide, it's incredibly convenient. It's just as safe to use abroad as at home, so it's a simple alternative to carrying cash.
A joint account is simply a bank account in the name of two or more people. You can either convert your existing bank account into a joint account by adding someone else to it, or open a new account in two people's names.
Convenient way to share outgoings like shopping, bills, mortgage or rent payments
You'll both get your own Visa debit card for payments and cash
You can still keep your own current account and open an additional TSB joint account, and move money between the two accounts easily
Important things to remember
Along with the benefits of opening a joint account, there are also extra responsibilities. Here are a few things to consider:
Each person can make withdrawals, use cash machines or apply for an overdraft without needing the other's approval
Apply for a joint account
You can open a joint account or add someone to your existing account at your nearest branch. You'll both need to go into a branch so that you can provide identification in person.
Account Opening is subject to our assessment of your circumstances. You must be 18 or over and a UK resident to apply.
Text alerts are free but your mobile operator may charge for some services. Please check with them.
We don’t charge for your use of Mobile Banking but your mobile operator may charge for some services, please check with them. Mobile Banking is available on most internet enabled mobile devices. Services may be affected by phone signal and functionality. You must be registered for Internet Banking. Terms and conditions apply.