Platinum 20 Month Purchase Card

This card offers you our LONGEST EVER 0% on purchase offer. Get the best of both worlds with up to 20 months interest free on both your purchases and balance transfers made within the first 90 days of account opening.

0% interest for up to 20 months on purchases
Purchases exclude cash advances, gambling transactions and payment protection premiums
0% interest for up to 20 months on balances transferred within the first 90 days. (2.95% balance transfer fee applies during the first 90 days)
Balance transfers: mimimum £100 up to maximum 95% of credit limit from UK cards only (excluding TSB credit cards)
Introductory rates apply from the date we open your account
Interest is usually charged from the date of transaction, however, you will not be charged interest on new purchases if you pay the full balance shown on your previous and current statement on time

To remain eligible for promotional rates you must stay within your credit limit and make your payments on time each month.

As with all credit cards, there are fees and charges for certain transactions, such as using your card abroad, making a cash withdrawal

, missing a payment or going over your credit limit.

For more information about these fees and the rates which will apply after your introductory period, please read our simple guide.

Useful documents and guides

Standard features keeping you in control Press to expand/collapse

A variety of ways to manage your account: online, by phone through one of our UK based call centres, or at a TSB branch
Mastercard® SecureCode to help keep your details secure when shopping online
Active account monitoring to spot any suspicious spending
Overseas emergency telephone assistance if you lost your card abroad

Apple Pay FAQs Press to expand/collapse

Find out more about using your credit card with Apple Pay.

Google Pay FAQs Press to expand/collapse

Find out more about using your credit card with Google Pay.

Representative example

Representative 18.9% APR (variable)

Purchase rate 18.94% p.a. (variable)

Based on borrowing £1,200 over 12 months.

Credit limit, interest rates and promotional periods will vary based on your individual circumstances. Subject to status and lending criteria.

How to apply

To be eligible for this card, you must be:

18 or over
A UK resident
Have a regular income
NOT be currently declared bankrupt, have County Court Judgments or be subject to an individual voluntary agreement