Platinum 20 Month Purchase Card
Platinum 20 Month Purchase CardThis card offers you our LONGEST EVER 0% on purchase offer. Get the best of both worlds with up to 20 months interest free on both your purchases and balance transfers made within the first 90 days of account opening.
Read reviews- 0% interest for up to 20 months on purchases
Purchases exclude cash advances, gambling transactions and payment protection premiums
- 0% interest for up to 20 months on balances transferred within the first 90 days. (2.95% balance transfer fee applies during the first 90 days)
Balance transfers: mimimum £100 up to maximum 95% of credit limit from UK cards only (excluding TSB credit cards)
- Introductory rates apply from the date we open your account
- Interest is usually charged from the date of transaction, however, you will not be charged interest on new purchases if you pay the full balance shown on your previous and current statement on time
To remain eligible for promotional rates you must stay within your credit limit and make your payments on time each month.
Cash withdrawals means cash withdrawals, advances made by Card or Card number, gambling transactions, purchases of currency and cash related transactions, such as the purchase of travellers cheques, money orders or gaming chips
, missing a payment or going over your credit limit.For more information about these fees and the rates which will apply after your introductory period, please read our simple guide.
- A variety of ways to manage your account: online, by phone through one of our UK based call centres, or at a TSB branch
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Clicksafe®ClickSafe® (also known as Verified by Visa, MasterCard® SecureCode and American Express® SafeKey®) is a free service that gives you extra protection when you're shopping online.The service will assess each transaction and either verify it automatically or, in some cases, ask you for some further information to help us verify the payment. This means that you can safely shop online, with fewer interruptions, knowing that Clicksafe® is helping protect you from fraud.You can also view more Internet Fraud Protectionto help keep your details secure when shopping online
- Active account monitoring to spot any suspicious spending
- Overseas emergency telephone assistance if you lost your card abroad
How to apply
To be eligible for this card, you must be:
- 18 or over
- A UK resident
- Have a regular income
- NOT be currently declared bankrupt, have County Court Judgments or be subject to an individual voluntary agreement
You'll need to have the following to hand:
- Your bank account number and sort code
- Your present address in the UK
- Details of any balance that you wish to transfer
This offer is only available if you do not already have a credit card from TSB.
This means that your standard interest rates will be made up of your personal rate plus base rate. If the Bank of England announces a Base Rate change, the change will take place on the last working day of the month in which the Base Rate change is announced and the interest rate on your credit card will change by the same amount. Base rate and/or your personal rate could change at any time as explained in your credit card terms and conditions.
Find a branch and apply in person
