Platinum 20 Month Purchase Card

This card offers you our LONGEST EVER 0% on purchase offer. Get the best of both worlds with up to 20 months interest free on both your purchases and balance transfers made within the first 90 days of account opening.

 
  • 0%  interest for up to 20 months on purchases 

    Purchases exclude cash advances, gambling transactions and payment protection premiums

  • 0% interest for up to 20 months on balances transferred within the first 90 days. (2.95% balance transfer fee applies during the first 90 days) 

    Balance transfers: mimimum £100 up to maximum 95% of credit limit from UK cards only (excluding TSB credit cards)

  • Introductory rates apply from the date we open your account
  • Interest is usually charged from the date of transaction, however, you will not be charged interest on new purchases if you pay the full balance shown on your previous and current statement on time
 

To remain eligible for promotional rates you must stay within your credit limit and make your payments on time each month.

As with all credit cards, there are fees and charges for certain transactions, such as using your card abroad, making a cash withdrawal

Cash withdrawals means cash withdrawals, advances made by Card or Card number, gambling transactions, purchases of currency and cash related transactions, such as the purchase of travellers cheques, money orders or gaming chips

, missing a payment or going over your credit limit.
 

For more information about these fees and the rates which will apply after your introductory period, please read our simple guide.

Useful documents and guides

  • A variety of ways to manage your account: online, by phone through one of our UK based call centres, or at a TSB branch
  • Mastercard® SecureCode to help keep your details secure when shopping online
  • Active account monitoring to spot any suspicious spending
  • Overseas emergency telephone assistance if you lost your card abroad

Find out more about using your credit card with Apple Pay.

Find out more about using your credit card with Google Pay.

Representative example

Representative 19.9% APR (variable)

Purchase rate 19.95%  p.a. (variable)

Based on borrowing £1,200 over 12 months.

Credit limit, interest rates and promotional periods will vary based on your individual circumstances. Subject to status and lending criteria.

How to apply

To be eligible for this card, you must be:

  • 18 or over
  • A UK resident
  • Have a regular income
  • NOT be currently declared bankrupt, have County Court Judgments or be subject to an individual voluntary agreement
 
Find out what I need when applying

This offer is only available if you do not already have a credit card from TSB.

All of our credit cards are variable and linked to Bank of England base rate.

This means that your standard interest rates will be made up of your personal rate plus base rate. If the Bank of England announces a Base Rate change, the change will take place on the last working day of the month in which the Base Rate change is announced and the interest rate on your credit card will change by the same amount. Base rate and/or your personal rate could change at any time as explained in your credit card terms and conditions.

 

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Borrowing Sensibly

If you are looking to borrow some money, read our guide on borrowing sensibly.

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