platinum-purchase-credit-card-image Platinum 20 Month Purchase Card

This card offers you our LONGEST EVER 0% on purchases offer. Get the best of both worlds with up to 20 months interest free on both your purchases and balance transfers made within the first 90 days of account opening.

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  • 0%  interest for up to 20 months on purchases 

    Purchases exclude cash advances, gambling transactions and payment protection premiums

  • 0% interest for up to 20 months on balances transferred within the first 90 days. (2.95% balance transfer fee applies during the first 90 days) 

    Balance transfers: mimimum £100 up to maximum 95% of credit limit from UK cards only (excluding TSB credit cards)

  • Introductory rates apply from the date we open your account
  • Interest is usually charged from the date of transaction, however, you will not be charged interest on new purchases if you pay the full balance shown on your previous and current statement on time
  • 1% cashback on the first £500 of eligible spend each month when you have a TSB Classic Plus current account. Offer ends on 30 June 2018. Terms and conditions apply
  • Can be used with Apple Pay and Android Pay
 

To remain eligible for promotional rates you must stay within your credit limit and make your payments on time each month.

As with all credit cards, there are fees and charges for certain transactions, such as using your card abroad, making a cash withdrawal

Cash withdrawals means cash withdrawals, advances made by Card or Card number, gambling transactions, purchases of currency and cash related transactions, such as the purchase of travellers cheques, money orders or gaming chips

, missing a payment or going over your credit limit.
 

For more information about these fees and the rates which will apply after your introductory period, please read our simple guide .

  • A variety of ways to manage your account: online, by phone through one of our UK based call centres, or at a TSB branch
  • Clicksafe®
    ClickSafe® (also known as Verified by Visa, MasterCard® SecureCode and American Express® SafeKey®) is a free service that gives you extra protection when you're shopping online.
     
    The service will assess each transaction and either verify it automatically or, in some cases, ask you for some further information to help us verify the payment. This means that you can safely shop online, with fewer interruptions, knowing that Clicksafe® is helping protect you from fraud.
     
    You can also view more  Internet Fraud Protection
    to help keep your details secure when shopping online
  • Active account monitoring to spot any suspicious spending
  • Overseas emergency telephone assistance if you lost your card abroad
Find out more about using your credit card with Apple Pay.
Find out more  about using your credit card with Android Pay.

Representative example

Representative 18.9% APR (variable)

Purchase rate 18.94%  p.a. (variable)

Based on borrowing £1,200 over 12 months.

Credit limit, interest rates and promotional periods will vary based on your individual circumstances. Subject to status and lending criteria.

How to apply

Apply online today - it only takes a few minutes.

To be eligible for this card, you must be:

  • 18 or over
  • A UK resident
  • Have a regular income
  • NOT be currently declared bankrupt, have County Court Judgments or be subject to an individual voluntary agreement
 
Find out what I need when applying

This offer is only available if you do not already have a credit card from TSB.

Apply securely

 

Existing customer? You can apply by visiting your local branch

Borrowing Sensibly

If you are looking to borrow some money, read our guide on borrowing sensibly.

Read the guide

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