Platinum Purchase Credit Card

This card offers you our LONGEST 0% on purchase offer. Get the best of both worlds with up to 15 months interest free on both your purchases and balance transfers made within the first 90 days of account opening.

  • 0% interest for up to 15 months on purchases 

    Purchases exclude cash advances, gambling transactions and payment protection premiums

  • 0% interest for up to 15 months on balances transferred within the first 90 days. 1.45% balance transfer fee applies

    Balance transfers: mimimum £100 up to maximum 95% of credit limit from UK cards only (excluding TSB credit cards)

  • Introductory rates apply from the date we open your account
  • Interest is usually charged from the date of transaction, however, you will not be charged interest on new purchases if you pay the full balance shown on your previous and current statement on time
 

To remain eligible for promotional rates you must stay within your credit limit and make your payments on time each month.

As with all credit cards, there are fees and charges for certain transactions, such as using your card abroad, making a cash withdrawal

Cash withdrawals means cash withdrawals, advances made by Card or Card number, gambling transactions, purchases of currency and cash related transactions, such as the purchase of travellers cheques, money orders or gaming chips

, missing a payment or going over your credit limit.

For more information about these fees and the rates which will apply after your introductory period, please read our simple guide.

 

Eligibility

To be eligible for this card, you must be:

  • 18 or over
  • A UK resident
  • Have a regular income
  • NOT be currently declared bankrupt, have County Court Judgments or be subject to an individual voluntary agreement.
 

Representative example

Representative 21.9% APR (variable)

Purchase rate 21.95% p.a. (variable)

Based on borrowing £1,200 over 12 months.

Credit limit, interest rates and promotional periods will vary based on your individual circumstances. Subject to status and lending criteria.

Useful documents and guides

  • A variety of ways to manage your account: online, by phone through one of our UK based call centres, or at a TSB branch
  • Mastercard® SecureCode to help keep your details secure when shopping online
  • Active account monitoring to spot any suspicious spending
  • Overseas emergency telephone assistance if you lost your card abroad
  • Receive Overseas Alerts when your card has been used in a foreign country. To opt in, opt out and amend your settings, use the form below. We’ve chosen Adobe to support us with our digital processes by using their ‘Adobe Sign’ software. Adobe is a separate data controller from TSB, and any personal data you provide will be sent to Adobe and processed in accordance with their terms and conditions of service. You may wish to read their Adobe Terms of Use and Consumer Disclosure before using the following link. Update Your Overseas Alerts

Find out more about using your credit card with Apple Pay.

Find out more about using your credit card with Google Pay.

There may be lots of different reasons you might need to bank with us differently, either in the short term, or on a continuing basis. It could be because of your physical or mental wellbeing, or because of a life event you’ve experienced. Whatever the reason, we are committed to tailoring our support to your personal needs.

If you choose to tell us about your individual support needs, we will take the time to understand your circumstances and work with you to make sure you have the support you need when banking with TSB. We can add a Support Indicator to your account, which means whenever you talk to us, we'll be aware that you may need tailored support.

Borrowing Sensibly

If you are looking to borrow some money, read our guide on borrowing sensibly.

Read the guide

How to apply for this credit card

This offer is only available if you do not already have a credit card from TSB.

It’s important that you apply for a TSB credit card in the way that’s right for you. This will depend if you already have an account with us or not.

Existing customer with Internet Banking

If you're registered for Internet Banking you can open a new account in a few minutes.

Log in and apply

Existing customer without Internet Banking

If you're not registered for Internet Banking you can register today and apply for a credit card once your Internet Banking is set up.

Register for Internet Banking

You are new to TSB

If you do not have a TSB account you can open a new credit card online.

Apply if you are new to TSB

Apply in branch

If you do not wish to register for Internet Banking you can still apply for a credit card in one of our branches.

If you’d like to arrange a convenient time to talk to us in branch about a credit card simply click below to request an appointment.

Adobe digital forms

We have chosen Adobe to support us with our digital processes by using their ‘Adobe Sign’ software. 

Please be aware that Adobe are a separate data controller from TSB, and any personal data you provide will be sent to Adobe and processed in accordance with their terms and conditions of service. 

You may wish to read their Adobe Terms of Use and Consumer Disclosure before using the following link.

 

What I need when applying

  • Your bank account number and sort code
  • Your present address in the UK
  • Details of any balance that you wish to transfer

This offer is only available if you do not already have a credit card from TSB.
 
It’s important that you apply for a TSB credit card in the way that’s right for you. This will depend if you already have an account with us or not.
 
Representative 21.9% APR (variable).