This card offers you our LONGEST EVER 0% on purchase offer. Get the best of both worlds with up to 20 months interest free on both your purchases and balance transfers made within the first 90 days of account opening.
0% interest for up to 20 months on purchases
Purchases exclude cash advances, gambling transactions and payment protection premiums
0% interest for up to 20 months on balances transferred within the first 90 days. (1.45% balance transfer fee applies during the first 90 days - this is a promotional offer for applications received before 28 February 2020 (usual fee 2.95%)
Balance transfers: mimimum £100 up to maximum 95% of credit limit from UK cards only (excluding TSB credit cards)
Introductory rates apply from the date we open your account
Interest is usually charged from the date of transaction, however, you will not be charged interest on new purchases if you pay the full balance shown on your previous and current statement on time
To remain eligible for promotional rates you must stay within your credit limit and make your payments on time each month.
As with all credit cards, there are fees and charges for certain transactions, such as using your card abroad, making a cash withdrawal
Cash withdrawals means cash withdrawals, advances made by Card or Card number, gambling transactions, purchases of currency and cash related transactions, such as the purchase of travellers cheques, money orders or gaming chips
, missing a payment or going over your credit limit.
For more information about these fees and the rates which will apply after your introductory period, please read our
To be eligible for this card, you must be:
18 or over
A UK resident
Have a regular income
NOT be currently declared bankrupt, have County Court Judgments or be subject to an individual voluntary agreement.
All of our credit cards are variable and linked to Bank of England base rate.
This means that your standard interest rates will be made up of your personal rate plus base rate. If the Bank of England announces a Base Rate change, the change will take place on the last working day of the month in which the Base Rate change is announced and the interest rate on your credit card will change by the same amount. Base rate and/or your personal rate could change at any time as explained in your credit card terms and conditions.
If you do not wish to register for Internet Banking you can still apply for a credit card in one of our Branches.