tsb.co.uk

Low interest credit cards

Want a credit card with one, simple, low rate? Our Advance credit card is our lowest interest rate card at 12.9% APR (variable).

tsb.co.uk
Apply now
Mobile Arc Mobile Arc 2x Desktop Arc Desktop Arc Mobile Arc 2x Desktop Arc
 


Low APR credit cards explained

  • Our lowest rate credit card at 12.9% APR, with 0% interest on purchases and balance transfers for the first three months.
  • Lending is subject to approval. The credit limit and interest rates you’re offered may vary based on your circumstances.
  • To keep your promotional rates, stay within your credit limit and make monthly payments on time.
 
 

 

 

What is this Low interest credit card good for?

 

Unexpected costs

Low-rate cards are a useful way to cover costs you hadn’t planned for, like a broken washing machine.

 

Purchase protection

Section 75 gives you extra protection on the things you buy with this credit card, costing £100 to £30,000.

 

More ways to pay

Make fast, safe payments with your mobile by adding this credit card to your Apple or Google pay.

 


Our Advance credit card benefits

0% interest on purchases and balance transfers for the first three months.
tooltip

Purchases exclude cash advances, gambling transactions and payment protection premiums.

0% balance transfer fee in the first 90 days, then 5% after that.
tooltip

Minimum balance transfer is £100 and is subject to your credit limit. Balances must be transferred within 90 days of opening the account. 3% balance transfer fee applies and interest is charged on this fee. If you don’t pay off your balance in full, any payments you make will pay off Transactions charging the highest rate of interest first, and so on down to the lowest rate of interest in the following order: Cash Withdrawals, Purchases, Balance Transfers and Cheques, followed by the default charges.

Followed by a simple, low interest rate of just 12.9% APR.

Pay through contactless, or set it up on Apple or Google Pay.

Priceless.com is available exclusively to Mastercard cardholders and provides access to unforgettable experiences and valuable everyday discounts in the cities where you live and travel.

 
 
 

 
 

What you need to apply

 
Details:

  • Your current address in the UK

  • Details of any balance that you wish to transfer

  • Your bank account number and sort code

Eligibility:

  • You must be 18 or over

  • A UK resident

  • Have a regular income

Criteria:

  • Not be currently declared bankrupt, have County Court Judgments or be subject to an individual voluntary agreement.

 

Useful documents and guides

 
 

How do I apply?

Already a TSB customer?

  • Log in to Internet Banking
  • Apply for a new card
  • Complete in just minutes
 

 

Not a customer?

  • Apply online
  • Give us a few details
  • Complete in just minutes

If you prefer to apply in branch or through a telephone, you can book an appointment in advance.

tsb.co.uk

Any questions?

  • A variety of ways to manage your account: online, by phone through one of our UK based call centres, or at a TSB branch.
  • Mastercard® SecureCode to help keep your details secure when shopping online.
  • Active account monitoring to spot any suspicious spending.
  • Overseas emergency telephone assistance if you lost your card abroad.
  • Receive Overseas Alerts when your card has been used in a foreign country. To opt in, opt out and amend your settings, use the form below. We’ve chosen Adobe to support us with our digital processes by using their ‘Adobe Sign’ software. Adobe is a separate data controller from TSB, and any personal data you provide will be sent to Adobe and processed in accordance with their terms and conditions of service. You may wish to read their Adobe Terms of Use and Consumer Disclosure before using the following link. Update Your Overseas Alerts.

There may be lots of different reasons you might need to bank with us differently, either in the short term, or on a continuing basis. It could be because of your physical or mental wellbeing, or because of a life event you’ve experienced. Whatever the reason, we are committed to tailoring our support to your personal needs.

If you choose to tell us about your individual support needs, we will take the time to understand your circumstances and work with you to make sure you have the support you need when banking with TSB. We can add a Support Indicator to your account, which means whenever you talk to us, we'll be aware that you may need tailored support.