Loan Calculator

Our Loan Calculator gives you an illustration of what the monthly loan repayments and total repayable might be for the amount you want to borrow over your chosen term. Whether you’re planning to buy a car, make some home improvements or consolidate your debts, TSB could help.

Calculate your loan repayments

Representative Example:

I need to borrow:

£ 1,000 £ 50,000
You can only borrow between £ 300 - £ 50,000

And pay it back over:

How to apply for a loan

To be eligible for our personal loan, you must:
  • be 18 or over
  • be a resident of the UK with no history of adverse credit
  • have had a TSB bank account for more than 3 months
  • make repayments by Direct Debit
  • be a permanent paid employee, self-employed or retired with a pension
  • Satisfy us that you can afford to pay back the loan
Already a TSB customer?

If you’re an existing TSB customer it’s quicker to log in to get your quote and apply​.

Log in

New to TSB?

Please make sure you’ve chosen the loan you would like a quote for, using the calculator above​

Apply now

Apply over the phone

Lines are open Monday to Friday 8am-6pm. Calls are charged at a local rate. 

Find a branch and apply for a loan in person.

Borrowers must be UK residents only and aged 18 or over. Lending is subject to status and actual rate offered will depend on our assessment of your personal circumstances.

The maximum APR we might offer is 39.9%, but we will tell you your personalised rate before you apply.

Why choose a TSB loan?

  • Get a fast personalised quotation with a competitive APR without impacting your credit score 
  • Added flexibility with up to three consecutive one-month repayment holidays every 12 months*.

* Repayment holidays are subject to approval. If you do decide to take a repayment holiday, interest will continue to be charged and the length of your loan will increase, meaning you’ll pay more interest. To take consecutive repayment holidays, you will need to re-apply each month.

Find out more about our loans, including fees and charges, by visiting our  FAQs page

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