Loan Calculator

The calculator gives you an illustration of what the monthly repayments and total repayable might be for the amount you want to borrow over your chosen term.

We now offer loans up to £50,000.** Apply online today for a personalised quote without impacting your credit score. Alternatively, visit a branch or call us on 0345 835 3861. Calls are charged at local rate.

Representative Example:

I need to borrow:

£ 1,000 £ 25,000
You can only borrow between £ 1,000 - £ 25,000

And pay it back over:

How to apply

To be eligible for our personal loan, you must:
  • be 18 or over
  • be a resident of the UK with no history of adverse credit
  • have had a TSB bank account for more than 3 months
  • make repayments by Direct Debit
  • be a permanent paid employee, self-employed or retired with a pension
  • Satisfy us that you can afford to pay back the loan
Already a TSB customer?

If you're an existing customer with us, it's easy to apply for a loan online.

Apply now

Don't currently bank with TSB?

You can still take advantage of our fix and flex loan.

Apply now

Apply over the phone

Lines are open Monday to Friday 8am-6pm and Saturdays 9am-2pm. Calls are charged at a local rate. Calls are charged at a local rate.

Find a branch and apply for a loan in person.

Borrowers must be UK residents only and aged 18 or over. Lending is subject to status and actual rate offered will depend on our assessment of your personal circumstances.

The maximum APR we might offer is 30.0%, but we will tell you your personalised rate before you apply.

Why choose our loans?

  • Get a fast personalised quotation with a competitive APR without impacting your credit score 
  • Added flexibility with up to 2   repayment holidays per year. Interest will be charged if you take a break from your repayments or defer your payments, so you will pay more interest overall 

Find out more about our loans, including fees and charges, by visiting our  FAQs page



Find your nearest branch or cash machine using our Branch Locator tool.

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