Loan Calculator

Our Loan Calculator gives you an illustration of what the monthly loan repayments and total repayable might be for the amount you want to borrow over your chosen term. Whether you’re planning to buy a car, make some home improvements or consolidate your debts, TSB could help.

If you are an existing customer and meet our eligibility criteria, we now offer loans up to £50,000.** Apply online today for a personalised quote without impacting your credit score. Alternatively, visit a branch or call us on 0345 835 3861. Calls are charged at local rate.

Calculate your loan repayments

Representative Example:

I need to borrow:

£
£ 1,000 £ 50,000
You can only borrow between £ 1,000 - £ 50,000

And pay it back over:

How to apply for a loan

 
To be eligible for our personal loan, you must:
  • be 18 or over
  • be a resident of the UK with no history of adverse credit
  • have had a TSB bank account for more than 3 months
  • make repayments by Direct Debit
  • be a permanent paid employee, self-employed or retired with a pension
  • Satisfy us that you can afford to pay back the loan
Already a TSB customer?

If you're an existing customer with us, it's easy to apply for a loan online.

Apply now

New to TSB?

Before you start your application, please make sure you choose how much you want to borrow and how long you want to borrow it for in the calculator above.

Apply now

Apply over the phone

Lines are open Monday to Friday 8am-6pm and Saturdays 9am-2pm. Calls are charged at a local rate. Calls are charged at a local rate.

Find a branch and apply for a loan in person.

Borrowers must be UK residents only and aged 18 or over. Lending is subject to status and actual rate offered will depend on our assessment of your personal circumstances.

The maximum APR we might offer is 30.0%, but we will tell you your personalised rate before you apply.

Why choose a TSB loan?

  • Get a fast personalised quotation with a competitive APR without impacting your credit score 
  • Added flexibility with up to three non-consecutive one-month repayment holidays every 12 months*.

* Repayment holidays are subject to approval. If you do decide to take a repayment holiday, interest will continue to be charged and the length of your loan will increase, meaning you’ll pay more interest. 
 

Find out more about our loans, including fees and charges, by visiting our  FAQs page

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If you need help with something specific, let us know what it relates to or search a topic.
 

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