Loan Calculator

The calculator gives you an illustration of what the monthly repayments and total repayable might be for the amount you want to borrow over your chosen term.

Representative Example:

I need to borrow:

£
£ 1,000 £ 25,000
You can only borrow between £ 1,000 - £ 25,000

And pay it back over:

How to apply

 
To be eligible for our personal loan, you must:
  • be 18 or over
  • be a resident of the UK with no history of adverse credit
  • have had a TSB bank account for more than 3 months
  • make repayments by Direct Debit
  • be a permanent paid employee, self-employed or retired with a pension
  • Satisfy us that you can afford to pay back the loan

Thanks for choosing TSB for your Personal Loan.

We can’t currently accept or progress any new loan applications online.

If you’ve held a current account with us for more than 3 months, you can still apply for a loan in one of our branches.

Find a branch and apply for a loan in person.

Borrowers must be UK residents and aged 18 or over. Lending is subject to status and actual rate offered will depend on our assessment of your personal circumstances.

The maximum APR we might offer is 30.0%, but we will tell you your personalised rate before you apply.

Why choose our loans?

  • Get a fast personalised quotation with a competitive APR without impacting your credit score 
  • Added flexibility with up to 2   repayment holidays per year. Interest will be charged if you take a break from your repayments or defer your payments, so you will pay more interest overall 
 

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Find out more about our loans, including fees and charges, by visiting our  FAQs page

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