Loan Calculator

Our Loan Calculator gives you an illustration of what the monthly loan repayments and total repayable might be for the amount you want to borrow over your chosen term. Whether you’re planning to buy a car, make some home improvements or consolidate your debts, TSB could help.

Borrowers must be UK residents only and aged 18 or over. Lending is subject to status and actual rate offered will depend on our assessment of your personal circumstances.

The maximum APR we offer is 39.9%, but we will tell you your personalised rate before you apply. The minimum repayment term is 1 year, the maximum repayment term is 7 years.

Calculate your loan repayments

Representative example:


I need to borrow: Help Text
£
£ 300 £ 50,000
You can only borrow between £ 300 - £ 50,000
You can only borrow between £300 - £50,000
And pay it back over:
1 year 7 years

Already a TSB customer?

Get a quote

New to TSB?

Get a quote

 

Fraudsters will often try to trick you into taking out a loan.

If you’re applying today: to make an investment, to help the National Crime Agency or a Police Officer to catch a criminal, or to send money to somebody you’ve met online but never in person. STOP. These are almost certainly frauds, and you may be about to become a victim. For help and support, please call our fraud team on 0800 096 8669.

How to apply for a loan

 
To be eligible for our personal loan, you must:
  • be 18 or over
  • be a resident of the UK with no history of adverse credit
  • have had a TSB bank account for more than 3 months
  • make repayments by Direct Debit
  • be a permanent paid employee, self-employed or retired with a pension
  • Satisfy us that you can afford to pay back the loan
Already a TSB customer?

If you’re an existing TSB customer it’s quicker to log in to get your quote and apply​.

Log in

New to TSB?

Please make sure you’ve chosen the loan you would like a quote for, using the calculator above​

Apply now

Apply over the phone

You can arrange a convenient time to talk to us about a loan over the phone. Lines are open Monday to Friday 8am-6pm. Calls are charged at a local rate.

Apply in a branch

If you’d like to arrange a convenient time to talk to us in branch about a loan simply click below to request an appointment.

Adobe digital forms

We have chosen Adobe to support us with our digital processes by using their ‘Adobe Sign’ software. 

Please be aware that Adobe are a separate data controller from TSB, and any personal data you provide will be sent to Adobe and processed in accordance with their terms and conditions of service. 

You may wish to read their Adobe Terms of Use and Consumer Disclosure before using the following link.

Why choose a TSB loan?

  • Get a fast personalised quotation with a competitive APR without impacting your credit score 
  • Added flexibility with up to two non-consecutive, one-month repayment holidays every 12 months*.

* Repayment holidays are subject to approval. If you do decide to take a repayment holiday, interest will continue to be charged and the length of your loan will increase, meaning you’ll pay more interest.
 

Find out more about our loans, including fees and charges, by visiting our  FAQs page

TSB Personal Loans Winner of Moneyfacts Unsecured Loans Award for 2021

TSB Personal Loans Winner of Defaqto Unsecured Personal Loans Award for 2021

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