Loan Calculator

The calculator gives you an illustration of what the monthly repayments and total repayable might be for the amount you want to borrow over your chosen term.

Representative Example:

I need to borrow:

£
£ 1,000 £ 25,000
You can only borrow between £ 1,000 - £ 25,000

And pay it back over:

£136.41

Monthly repayment

£8,184.60

Total repayable

3.49%

Annual interest rate (fixed)

3.5%

Help Text

APR representative

How to apply

 
To be eligible for our personal loan, you must:
  • be 18 or over
  • be a resident of the UK with no history of adverse credit
  • have had a TSB bank account for more than 3 months
  • make repayments by Direct Debit
  • be a permanent paid employee, self-employed or retired with a pension
  • Satisfy us that you can afford to pay back the loan

Thanks for choosing TSB for your Personal Loan. We will soon be moving on to a new state of the art IT system to allow us to bring you a better service in the future. This means we can’t accept or progress any new applications online until we complete these changes but you can apply in one of our branches.

You need to have held a TSB current account for more than 3 months.

Find a branch and apply for a loan in person.

Borrowers must be UK residents and aged 18 or over. Lending is subject to status and actual rate offered will depend on our assessment of your personal circumstances.

The maximum APR we might offer is 30.0%, but we will tell you your personalised rate before you apply.

Why choose our loans?

  • Get a fast personalised quotation with a competitive APR without impacting your credit score 
  • Added flexibility with up to 2   repayment holidays per year. Interest will be charged if you take a break from your repayments or defer your payments, so you will pay more interest overall 


Find out more about our loans, including fees and charges, by visiting our  FAQs page

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