Additional borrowing for personal loans

If you already have a TSB personal loan and are looking to borrow a bit more, you can request this online.

When applying for additional borrowing within Internet Banking, you can tell us how much additional money you need or how much extra you can afford to pay each month by using our loan calculator. There are two options to help you decide what's right for you.

If you're looking to apply to borrow more, you need to:

• hold an existing TSB Personal Loan (Please note that if you already have multiple loan holdings you cannot apply online. Please visit a branch or call us.)
• be 18 or over and a UK resident only
• hold the existing loan in your sole name or if it's a joint loan, come into branch
• borrow a minimum additional amount of £1,000
• choose whether to apply for an additional loan or combine your existing TSB Loan and new borrowing (up to £50,000*) in a single monthly repayment
• satisfy us that you can afford to pay back the loan

• APR offered will depend on the amount you wish to borrow and your individual circumstances
• before you accept our offer, the rate can vary and be withdrawn without notice
• if you refinance any existing debts you may pay a higher rate of interest or make repayments over a longer term. This means that you may pay more interest overall 

Find out more about our loans, including fees and charges, by visiting our FAQs page.