Additional borrowing for personal loans

If you already have a TSB personal loan and are looking to borrow a bit more, you can request this online.

Want to borrow more on your existing personal loan?

When applying for additional borrowing within Internet Banking, you can tell us how much additional money you need or how much extra you can afford to pay each month by using our loan calculator. There are two options to help you decide what's right for you.

Option 1 Option 2

Combine your existing loan in a single payment

Keep your existing loan and take out a separate loan

Eligibility requirements

If you're looking to apply to borrow more, you need to:

  • hold an existing TSB Personal Loan (Please note that if you already have multiple loan holdings you cannot apply online. Please visit a branch or call us.)
  • hold the existing loan in your sole name or if it's a joint loan, come into branch
  • borrow a minimum additional amount of £1,000
  • choose whether to apply for an additional loan or combine your existing TSB Loan and new borrowing (up to £50,000) in a single monthly repayment
  • satisfy us that you can afford to pay back the loan

What you need to know about additional borrowing

  • APR offered will depend on the amount you wish to borrow and your individual circumstances
  • before you accept our offer, the rate can vary and be withdrawn without notice
  • if you refinance any existing debts you may pay a higher rate of interest or make repayments over a longer term. This means that you may pay more interest overall 

Find out more about our loans, including fees and charges, by visiting our FAQs page.

Loans calculator

Get an idea of what a new loan could cost if you choose to take a second loan or refinance your existing one.




How to apply

To be eligible for our personal loan, you must:
  • be 18 or over
  • be a resident of the UK with no history of adverse credit
  • have had a TSB bank account for more than 3 months
  • make repayments by Direct Debit
  • be a permanent paid employee, self-employed or retired with a pension
  • Satisfy us that you can afford to pay back the loan
Apply online

You’ll need your internet banking credentials to log in and apply.

Apply now

Find a branch and apply for a loan in person.



Find your nearest branch or cash machine using our Branch Locator tool.

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