The 2 year tracker you’re free to leave at any time. This rate tracks a percentage above the Bank of England Base Rate (BBR), so your monthly repayments will go up or down depending on how the BBR moves.
You must be at least 18 years old to apply. Your mortgage term must end before you reach 75. If your mortgage term continues past your state or planned retirement age, only your retirement income will be considered.
Can apply for a mortgage on your own, even for a joint mortgage application
Lending limits are subject to the availability of suitable products at any given time and the ability to undertake either an Automated or Desktop Valuation whilst it is not possible for valuers to gain access to properties
How to apply
We need to talk you through your mortgage application, and this can be done by booking an appointment with one of our qualified Mortgage Advisers. Did you know you can now talk to us in a branch, over the phone or via a video appointment? You can request a call back online.
You'll need to have the following details to hand:
Your last three months' payslips
Your last three months' bank statements if you want any other income to be considered (for example rental or investments) and as a reminder of your outgoings
If you already have an existing mortgage elsewhere, your last year's mortgage statements
Your address for the last three years
Details of any loans you currently hold, including student loans and car payments
Request a call back from a Mortgage Expert who can arrange a convenient time to discuss your mortgage needs via video, telephone or face to face.