If you applied for your mortgage deal before 1 June 2010, in most cases your interest rate will switch to the Standard Variable Mortgage Rate, which at that time, could be higher or lower than the rate you will have been paying and may vary over the remaining term of your mortgage.
If you applied for your mortgage deal on or after 1 June 2010, when your deal ends your interest rate will move onto the Homeowner or Buy-to-Let Variable Rate which could be higher or lower that the rate you have been paying and may vary over the remaining term of your mortgage.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
You must be at least 18 years old to take out a loan. Before agreeing a loan we will want to satisfy ourselves about the suitability of your application. This will include assessing your ability to afford the payments and normally valuing the property. We may monitor or record phone calls with you in case we need to check we have carried out your instructions correctly and to improve our quality of service.