Will you take the money from my account for an international payment right away?
For Payments made in foreign currency before 4:30pm on a business day, your account will be debited the same working day. For payments made on or after 4:30pm on a business day, your account will be debited the next working day. Payments submitted on or after 4:30pm on a Friday (as long as Friday is a working day) will be debited the next working day, please note Saturdays, Sundays and Bank holidays are not classed as working days.
What is a transfer charge?
This is our upfront charge to you for making an international payment. Please note that while you will pay our transfer charges, the person receiving the payment pays all other charges. This may result in the person receiving the payment receiving a lesser amount than you have sent, or these charges may be debited from their account separately. Other charging options are available in branch or via telephone banking. Our international payments calculator is available to you after you've logged into Internet Banking to demonstrate how much each payment will cost.
How many international payments can I make each day?
International payment limits are set by each account and not for each individual customer. You can make any number of payments up to a total amount of £75,000 per account per day.
Can I make more than one payment to the same recipient each day?
Yes. You can make as many payments as you want as long as you don't go over your daily payment transaction limit of £75,000 and you have enough money in your account to make payments.
How do I send money abroad online?
If you're a TSB Current Account customer log on to Internet Banking to send money abroad.
Log on
What countries require an IBAN on International Payments?
To make payments to the countries with an asterisk*, you will still need a BIC/SWIFT code.
Country |
No of characters in IBAN |
Example of country's IBAN |
Andorra* |
24 |
AD120001203020035910 0100 |
Austria |
20 |
AT611904300234573201 |
Bahrain* |
22 |
BH67BMAG00001299123456 |
Belgium |
16 |
BE68539007547034 |
Bosnia- Hercegovina* |
20 |
BA391290079401028494 |
Bulgaria |
22 |
BG80BNBG96611020345678 |
Croatia |
21 |
HR1210010051863000160 |
Cyprus |
28 |
CY17002001280000001200527600 |
Czech Republic |
24 |
CZ6508000000192000145399 |
Denmark |
18 |
DK5000400440116243 |
Estonia |
20 |
EE382200221020145685 |
Faeroe Islands* |
18 |
FO6264600001631634 |
Finland |
18 |
FI2112345600000785 |
France |
27 |
FR1420041010050500013M02606 |
Georgia* |
22 |
GE29NB0000000101904917 |
Germany |
22 |
DE89370400440532013000 |
Gibraltar |
23 |
GI75NWBK000000007099453 |
Great Britain |
22 |
GB29NWBK60161331926819 |
Greece |
27 |
GR16 01101250000000012300695 |
Greenland* |
18 |
GL8964710001000206 |
Guernsey* |
22 |
GB57NWBK55504453178386 |
Hungary |
28 |
HU42117730161111101800000000 |
Iceland |
26 |
IS140159260076545510730339 |
Ireland |
22 |
IE29AIBK93115212345678 |
Isle of Man* or |
22 |
GB 57NWBK55504453178386 |
Isle of Man* |
22 |
IM 07MIDL40193872448696 |
Italy |
27 |
IT60X0542811101000000123456 |
Jersey* or |
22 |
GB 57NWBK55504453178386 |
Jersey* |
22 |
JE 68ABNA0350917C000978 |
Jordan* |
30 |
JO99HBHA4543333578295175367253 |
Kazakhstan* |
20 |
KZ5590238934023248812 |
Kuwait* |
30 |
KW81CBKU0000000000001234560101 |
Latvia |
21 |
LV80BANK0000435195001 |
Lebanon* |
28 |
LB62099900000001001901229114 |
Liechtenstein |
21 |
LI21088100002324013A A |
Lithuania |
20 |
LT121000011101001000 |
Luxembourg |
20 |
LU280019400644750000 |
Macedonia* |
19 |
MK07250120000058984 |
Malta |
31 |
MT84MALT011000012345MTLCAST001S |
Moldova* |
24 |
MD24AG000225100013104168 |
Monaco |
27 |
MC5811222000010123456789030 |
Montenegro* |
22 |
ME25505000012345678951 |
Netherlands |
18 |
NL91ABNA0417164300 |
Norway |
15 |
NO0212345678910 |
Palestinian Territory* |
29 |
PS92PALS000000000400123456702 |
Poland |
28 |
PL61109010140000071219812874 |
Portugal |
25 |
PT50000201231234567890154 |
Qatar* |
29 |
QA01QNBA000000001234123412341 |
Romania |
24 |
RO49AAAA1B31007593840000 |
San Marino |
27 |
SM86U0322509800000000270100 |
Saudi Arabia* |
24 |
SA0380000000608010167519 |
Slovakia |
24 |
SK3112000000198742637541 |
Slovenia |
19 |
SI56263300012039086 |
Spain |
24 |
ES9121000418450200051332 |
Sweden |
24 |
SE4550000000058398257466 |
Switzerland |
21 |
CH9300762011623852957 |
Tunisia* |
24 |
TN5910006035183598478831 |
Turkey* |
26 |
TR330006100519786457841326 |
Ukraine* |
29 |
UA213996220000026007233566001 |
United Arab Emirates* |
23 |
AE070331234567890123456 |
What is a clearing code?
A clearing code is needed for making a International payment to an account that doesn't have an IBAN.
What is a routing code?
A routing code is a countries version of a sort code.
Why have I received less than the sender sent?
The sender can either choose to pay all the charges themselves, share the charges with you or for you to pay all the charges. This will affect how much you receive.
The amount received will also depend on who converts the currency. If the sender sends the payment in local currency (i.e. Euros or US Dollars) then TSB will convert into Pounds. We do this based on our own daily rates. These rates will be linked to live industry exchange rates. Rates can change by the minute, without the sending bank knowing what our rate is, they won’t be able to tell you what the exchange rate will be. This can make it hard to predict exactly what will arrive in Pounds sterling.
If the overseas sender requests the payment is sent in Pounds sterling then the overseas bank will make the conversion based on their own rates, the sender should be made aware of this at the time they make the transaction. If they choose to pay all the charges they can ensure you receive the Pounds sterling amount you were expecting.
All banks should publish the rate that they convert sent payments in.