There's no effect on your credit rating or your ability to borrow in the future from using the checker.
The results provide a useful guide on your eligibility for an Arranged Overdraft up to £2,000. They don't guarantee you'll be accepted for an overdraft for the amount selected or at all.
Existing customers may be eligible to borrow more. To find out, please call us on 03459 758 758 between 8am – 8pm Monday to Sunday or visit one of our branches.
Overdrafts are subject to application and status, which means we check your personal circumstances and carry out a full credit check before letting you know if we can offer you an overdraft and how much for.
Please do your best to enter details correctly as the results of the checker depend on the accuracy of the information you give us.
Are you over 18?
Unfortunately you do not meet the criteria for applying for an Overdraft, as you are under the age of 18.
However you can still apply for a TSB Personal Current Account by clicking here.
What is your employment status ?
Year of Study
Have you resided at a Foreign address in the last 3 years?
Time since Graduation
What is your annual income before tax?
What is your monthly mortgage or rent payment?
How would you rate your credit score?
Excellent credit score: You currently or recently have multiple credit products such as a credit card, loan, overdraft or monthly mobile phone contract. You always pay your credit card bills before the due date and payments are more than the minimum amount.
Good credit score: You're familiar with credit products and you may have a credit card, loan, overdraft or monthly mobile phone contract. You may have made a late payment or missed payment for an account in the last 6 months.
Low credit score:You've never borrowed money from a bank, taken out a credit card or bought a product on hire purchase. You have missed or made late payments for a number of accounts recently or in the past 12 months. You're declared bankrupt, in an IVA or receipt of a CCJ during the past year.
If you're unsure and would be like to check your credit score, click here.
How much do you want to borrow?
You can only apply for an overdraft for up to £1,000 online or up to £2,000 in a branch
This field is required
Apply for a personal current account with an overdraft