5% AER / 4.89% gross variable interest paid on balances up to £1,500 only
TSB Visa debit card
Accepted in millions of places and cash machines worldwide and just as safe to use abroad as at home, so it's a simple alternative to carrying cash. There are charges for using your Debit Card when you're abroad.
Find out more
£10 overdraft buffer
If you try to make a payment and you don’t have enough money in your account (including your Arranged Overdraft if you have one), we’ll treat this as a request for an Unarranged Overdraft. If it’s authorised and you use £10 or less, you won’t be charged fees or interest on the amount you’ve borrowed. If you use more than £10 you’ll get charged interest and fees on the full amount.
You'll have until 10pm (UK time) to pay in enough money to avoid any overdraft fees you may incur on that day.
Available on request.
Simply an account in the name of two or more people. Convert your existing account into a joint account by adding someone else to it, or open an account in two people's names.
About joint accounts
The Classic Plus Account is restricted to one account in your sole name, and another Plus account in joint names
Please note: if you have more than one Plus account in your sole name or more than one Plus account in joint names, we may convert your additional account into an Enhance account or another current account from our range. We’ll give you at least two months’ notice before we do this.
You can choose to switch your banking to us when you apply for a Classic Plus account, or any time after you've opened it - we guarantee switching will take just 7 working days.
£0 - £1,500
Variable interest paid monthly AER
Variable interest paid monthly Gross
These rates are correct as at 02/05/2018.
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded each year.
Gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.