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Auto Balancer

If you’ve got a Spend & Save or Spend & Save Plus account, you can activate the Auto Balancer feature that lets you choose a minimum balance limit on your account.

If your balance falls below that, we’ll automatically move money from your chosen Savings Pot to top it up, as long as there’s enough money in there.

You’ll need the latest version of the Mobile Banking App to take advantage of this new feature.

Reasons to choose Auto Balancer

  • If you hit an unexpected cost or go below a balance you are comfortable with, you’re less likely to slip into an overdraft
  • It’s easy to set up through our mobile banking app
  • You can also amend your limits, cancel this feature or change the Savings Pot the money is coming from at any time through our mobile banking app

Important Information


How to set up Auto Balancer

Simply unlock your Savings Pot on your account and set up Auto Balancer through our mobile banking app.


Important information

TSB adheres to The Standards of Lending Practice which are monitored and enforced by the Lending Standards Board. Read more about our lending commitments to you (PDF, 56.8KB).

Account Opening is subject to our assessment of your circumstances. You must be 18 or over and a UK resident to apply. Interest paid monthly.

Overdrafts are subject to application and approval and are repayable on demand. Text alerts are free but your mobile operator may charge for some services. Please check with them. We don’t charge for your use of Mobile Banking but your mobile operator may charge for some services, please check with them. Mobile Banking is available on most internet enabled mobile devices. Services may be affected by phone signal and functionality. You must be registered for Internet Banking. Terms and conditions apply.

*AER (variable) means Annual Equivalent Rate. AER (variable) illustrates what your interest rate would be if interest was paid and compounded each year. Gross rate is the contractual rate of interest payable before the deduction of income tax.