Business Loans and Finance

We are committed to helping our customers find and apply for the right finance for their business, offering clear and fair lending terms and making it easier for them to manage their finances.

In this section you will find information on business loans and lending to assist you in choosing the financial package to suit you, as well as guidance on how to build a successful application.

  • Support to help you complete your application

Any property given as security which may include your home, may be repossessed if you do not keep up repayments on your mortgage or other debts secured on it.

All lending is subject to a satisfactory credit assessment and we will need your permission to carry out a credit check on you and your business.

You should not apply for an amount that you can not comfortably afford to repay now and in the future to avoid the possibility of legal action.


Business Loans and Finance products

Business Loans

Choose fixed or base rate business loans to suit your needs.

  • Interest rate reduced by 1% as part of the Funding for Lending Scheme *
  • Borrow from as little as £1,000
Fixed Rate Loan - find out more

Business Overdraft

If your business needs to dip in and out of extra funds at short notice, you can pre-arrange flexible funding in the form of an overdraft. You can agree a limit and interest rate upfront, so you'll always know where you stand.

Find out more and apply

Enterprise Finance Guarantee

The Enterprise Finance Guarantee enables small businesses with a workable business proposal, but lacking sufficient security, to borrow from approved lenders and supports both new lending and the ability to free up existing overdraft facilities.

Find out more and apply

Residential Buy-To-Let Mortgage

If you would like to grow your capital and rental income by extending your property portfolio then our Residential Buy-To-Let Mortgage could be just what you need.

Find out more and apply

Commercial Mortgage

Are you looking to buy new premises, or raise capital from an existing property? Talk to us about a Commercial Mortgage for buying, refurbishing or investing in property.

Find out more and apply

Business Lending Rates

View current business overdraft, 
loans and credit card lending rates.

Business Lending Rates

Lending application process

We are focussed on providing a lending application process that allows customers easy access to our broad selection of lending options.

Find out more on the application process

Lending support

As part of our commitment to support small businesses, we have put together a range of information you might find useful when making an application for lending.

Find out more about lending support

Business Credit Card

The Business credit card offers you a range of flexible ways to keep your cash flow moving and helps you stay in control of your business expenses.

Find out more about Business Credit Cards


Speak to a Relationship Manager on 0345 835 3858.
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