Setting up Apple Pay

To use Apple Pay, your device needs to be running iOS 8.1 or later. You can check which version of operating system it's using by going to 'Settings' > 'General' > 'About', then scrolling down and looking for 'Version'.

Under 'About' in the menu you should see a 'Software Update' notification if your device is on an older version.

Go to the 'Settings' icon on your device, select 'Use iCloud' and follow the on-screen instructions.

We also recommend setting up Find My iPhone in case your device is lost or stolen. See our Apple Pay security pagefor more information.

You can add up to 8 different credit or debit cards to the Wallet app or your Apple Watch. And if you're adding more than 1, you can choose which one you'd like as your default card.

To add cards via your iPhone:

• open the Wallet app
• select the '+' button
• follow the on-screen instructions

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To add cards to your Apple Watch:

• open the Apple Watch app on your iPhone that's paired with Apple Watch
• tap 'Wallet & Apple Pay'
• tap 'Add credit or debit card'
• follow the on-screen instructions

To add cards via your iPad Pro, iPad Air 2, iPad mini 4, iPad mini 3:

• open 'Settings'
• tap 'Wallet & Apple Pay'
• then select 'Add credit or debit card' 
• follow the on-screen instructions

Please note: if you have a brand new or replacement credit card, you'll need to activate the card for Apple Pay to work. This is a security feature to make sure that no-one else has got hold of your card.

Here's how to make your TSB account your default card if you've registered more than 1: 

Go to Settings, select 'Wallet & Apple Pay', tap 'default card' and select your TSB card.

To make sure it's you who's trying to register the device, we'll give you the option to complete the verification by SMS or a phone call.

If you choose SMS, we'll send a verification code to the mobile number registered to your account. All you need to do is enter the code in the Wallet app.

And that's it - you're ready to start using Apple Pay. In most stores you'll be able to spend up to £45 per contactless transaction but there are some that'll let you make higher value payments. And in apps, there's no upper limit.