Additional borrowing

Looking to make some home improvements or to make that special purchase? If you have had a mortgage with us for more than six months you could apply to borrow more on your existing mortgage.

What’s more, if you’re looking to make green energy-efficiency home improvements, we have a green additional borrowing mortgage range specially designed just for that.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

You can apply

  • If it's been at least six months since you took out your mortgage

  • If your existing mortgage and further borrowing amount added together totals no more than 85% of the value of your home

  • If the amount you'd like to borrow is more than £10,000

  • For borrowing on an interest only basis if your existing mortgage and further borrowing totals no more than 75% of your home's value

Must be aged 18+ and a UK Resident.

How to apply

Request a call back from your local Mortgage Adviser who can arrange a convenient time to discuss your mortgage needs face to face, by phone or via video

Find out what information you’ll need to have to hand

Call us
8am-8pm Monday to Friday 
9am-2pm Saturday

0800 056 1088

Additional borrowing deals for TSB mortgage customers

View our range of additional borrowing products, including our green additional borrowing range.

TSB residential mortgage customers

2 year fixed rate

Your payments will stay the same each month for the agreed period with a 2 year fixed rate.

View details

5 year fixed rate

Your payments will stay the same each month for the agreed period with a 5 year fixed rate.

View details

2 year tracker

The 2 year tracker rate you’re free to leave at any time without paying an Early Repayment Charge. This rate tracks the Bank of England Base Rate (BBR), so your monthly repayments could go up or down depending on how the BBR moves.

View details

TSB buy-to-let mortgage customers

2 year fixed rate

Your payments will stay the same each month for the agreed period with a 2 year fixed rate.

View details

5 year fixed rate

Your payments will stay the same each month for the agreed period with a 5 year fixed rate.

View details

2 year tracker

The 2 year tracker rate you’re free to leave at any time without paying an Early Repayment Charge. This rate tracks the Bank of England Base Rate (BBR), so your monthly repayments could go up or down depending on how the BBR moves.

View details

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

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