Mortgages

Whether you're stepping up, moving on or staying put, when it comes to finding competitive rates and a mortgage deal that's right for you, TSB is here to help.

TSB Mortgage Winner of What Mortgage Best Fixed Rate Mortgage Award 2020 and 2021 and Best Direct Lender 2021


You can now borrow up to 95% of your property value or the purchase price (whichever is lower) with a TSB mortgage. You’ll only need to contribute a minimum 5% deposit.

Lending is subject to status and criteria. 18+ and UK resident only.


Take a look at our mortgage calculator below to see if we can help you. You can also call us on 0800 056 1088 or arrange to talk to one of our qualified Mortgage Advisers.

 
 
 
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Mortgage Calculator

Find out how much I can borrow

Find out how much we could lend you as well as how much your monthly repayments might be.

These monthly payments are estimated based on the information you provide and will not take into account any mortgage fees and charges that may also be incurred and need to be paid.

What do you want to do?

I am:

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Apply online

It takes around 15-20 minutes to apply and we'll then arrange a catch up with a qualified TSB Mortgage Advisor so we can talk through the details.

Subject to status and lending criteria 

What happens after I apply?

Request a call back from a Mortgage Expert who can arrange a convenient time to discuss your mortgage needs, or you can get in touch via our live chat facility.
 
Find out what information you’ll need to have to hand
 

Looking to get in touch with your feedback? Visit our Contact Us page to find out more.

Viewing your mortgage account online

You can view your mortgage account and get your up-to-date balance through Internet Banking and our mobile app.

If you need any additional information about your mortgage in the meantime, you can visit us in branch or give us a ring on 0345 835 3380.

Money Worries

If you're struggling with your current financial situation, we can help.
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Coronavirus (COVID-19) information

We understand our customers may be worried about the impact of coronavirus (COVID-19) and wanted to reassure you that we’re here to help you with any financial concerns you may have.

Supporting the people of Ukraine

We are supporting TSB mortgage customers who want to take part in the Homes for Ukraine scheme. If you'd like to take part, firstly you'll need to visit the official government website and register your interest.

You won't need to notify us providing you follow the guidance of the scheme and any occupational arrangements are on a guest only basis including that no rent is charged for any accommodations that you provide.

Before taking in a refugee, please consider whether this will have any financial impact on your ability to make and maintain your mortgage payments. You will still be responsible for keeping your mortgage up to date throughout the period of the sponsorship, and there is no change to your terms and conditions.

If you are already behind with your mortgage payments, please think about how taking part in this scheme may put a strain on your finances. We encourage you to get in touch with us and you can speak to one of our advisers on 0345 835 3374. We’re here from 8am – 7.30pm Monday to Friday (except bank holidays) and 8am – 12.30pm on Saturdays.

You will also need to check with your home insurance provider to make sure the scheme does not affect your policy.

We are still working through some of the final details of the scheme, so please do check back for any updates and further guidance.