Pick and Protect home insurance

With Pick and Protect you only pay for what you want to protect, when you want to protect it. To help you break free from your current insurer, we’ll even refund the cancellation fees they may charge you for switching – up to £100. To find out more see the cancellation fee refund T&Cs.

You’ll also get £10 off your policy when you take out buildings and contents insurance together. Plus £5 off any other cover you take out. T&Cs apply.

Start a quote



Buildings insurance covers the bricks, mortar, fixtures and fittings of your main home. Remember you don't need this if you're renting.



Contents insurance covers the things in your main home from TVs to carpets. It also covers your gadgets and bikes when they are in your house, garage or shed. We'll repair or replace them quickly if they're damaged or stolen!



Gadgets/Sports Equipment/Bike and Personal Items insurance covers things like your laptop, engagement ring, bike or sports equipment. Cover the important things at home or when you're out and about, wherever you are in the world.



Home Emergency and Legal Services insurance: have the experts on hand when unexpected things go wrong.

Before getting a quote, please read the documents below, and print or download a copy of each to keep. You'll find details of what the insurance does and doesn't include in the policy document.

Policy Document (PDF, 1.91MB)

Policy Summary (PDF, 547KB)

Important information (PDF, 144KB)

Initial Disclosure Document (PDF, 426KB)

Win £500 to spend on your home.

Just let us know when your home insurance is due for renewal and we'll enter you into our prize draw to win £500 of Homebase vouchers.

Terms and conditions apply. Open to UK residents aged 16 or over. Ends 31 March 2018.

Enter now

How is Pick and Protect different?

We’re here to help

To chat to a Partner about Pick and Protect, just pop into a branch or call us on 0345 307 8507. If you are looking for cover for a holiday or weekend home, or you rent out a property, we can also help you. Just give us a call on 0345 307 8509.

We’re on the phones 8am - 10pm Monday to Friday, 8am - 6pm on Saturdays, and 10am - 4pm on Sundays and Bank Holidays.

Calls to our 0345 numbers are charged at local rates dependent on network and usually included in inclusive minute plans. For our joint protection, telephone calls may be recorded and/or monitored.


Bank over the phone 24/7 using our automated service - call 03459 758 758.

Telephone Banking


Find your nearest branch or cash machine using our Branch Locator tool.

Find branches