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Mobile banking on mobile phone

Under 19s Bank Account

Are you ready to swap your piggy bank for something more grown up?

Our young person bank account is designed for 11 to 17-year-olds, making it an ideal bank account for teenagers.


Why open an under 19s bank account?

A Visa debit card
Contactless, of course.
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This account comes with a card to make purchases or withdraw money.

Earn 2.50% AER* (Variable) interest
On your account balance.
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Earn 2.50% AER* (Variable) on balances up to £2,500, paid into your account each month.

Fraud Refund Guarantee
Every purchase, every day.
Fraud refund guarantee logo

We offer more fraud protection than any other bank. T&Cs apply.

Benefits of a children’s current account

Save, spend, and track

Learn money management

  • Earn 2.5% AER (Variable) interest on savings up to £2,500, and 0.1% AER (Variable) on anything over that
  • A contactless card to buy things and take money out
  • Mobile and Internet Banking to make it easy to track your spending
Piggy bank

A teenager bank account that offers more

Discounts when learning to drive

  • We’ve partnered with the AA to provide some great discounts on driving
  • You can save £36 on your AA driving lessons
  • Once you’ve passed, save another £20 on the cost of Pass Plus

Any discount offered is subject to individual instructor participation and availability.

Pink car


How to open an Under 19s account

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You’ll need to make an appointment at your local branch to open an Under 19s Account

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To be eligible for this account, you’ll need to be between 11 and 17 years old

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If you’re under 16, a parent or guardian will need to be there to open an account and if you apply for any additional services

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You’ll need two forms of ID, such as passport and birth certificate. We’ll also need proof of your parent or guardian's identity and address

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Over 16s don't need to be accompanied by a parent or guardian but will need to bring two forms of ID and proof of their address

Open an Under 19s Account

Legal information


Important information

TSB adheres to The Standards of Lending Practice which are monitored and enforced by the Lending Standards Board. Read more about our lending commitments to you (PDF, 56.8KB).

Account Opening is subject to our assessment of your circumstances.  You must be 18 or over and a UK resident to apply.  Interest paid monthly.

Overdrafts are subject to application and approval and are repayable on demand.

Text alerts are free but your mobile operator may charge for some services. Please check with them.

We don’t charge for your use of Mobile Banking but your mobile operator may charge for some services, please check with them. Mobile Banking is available on most internet enabled mobile devices. Services may be affected by phone signal and functionality. You must be registered for Internet Banking. Terms and conditions apply.

*AER (variable) means Annual Equivalent Rate. AER (variable) illustrates what your interest rate would be if interest was paid and compounded each year. Gross rate is the contractual rate of interest payable before the deduction of income tax.