Under 19s Bank Account

Are you ready to swap your piggy bank for something more grown up?

Our young person bank account is designed for 11 to 17-year-olds, making it an ideal bank account for teenagers.

Mobile banking on mobile phone
Pink Orb

Why open an under 19s bank account?

A Visa debit card

Contactless, of course.

Background Image MF Tile2

This account comes with a card to make purchases or withdraw money.

More benefits

Earn 2.50% AER* (Variable) interest

On your account balance.

Background Image MF Tile1

Earn 2.50% AER* (Variable) on balances up to £2,500, paid into your account each month.

Ways to save

Fraud Refund Guarantee

Every purchase, every day.

Background Image MF Tile3

We offer more fraud protection than any other bank. T&Cs apply.

Learn more
Desktop Arc

Benefits of a children’s current account

Piggy bank

Save, spend, and track

Learn money management

Tick Icon

Earn 2.5% AER (Variable) interest on savings up to £2,500, and 0.1% AER (Variable) on anything over that.

Tick Icon

A contactless card to buy things and take money out.

Tick Icon

Mobile and Internet Banking to make it easy to track your spending.


A teenager bank account that offers more

Discounts when learning to drive

Tick Icon

We’ve partnered with the AA to provide some great discounts on driving.

Tick Icon

You can save £36 on your AA driving lessons.

Tick Icon

Once you’ve passed, save another £20 on the cost of Pass Plus.


Any discount offered is subject to individual instructor participation and availability.
Savings on mobile phone

How to open an Under 19s Account?

You’ll need to make an appointment at your local branch to open an Under 19s Account.

To be eligible for this account, you’ll need to be between 11 and 17 years old.

Tick Icon

If you’re under 16, a parent or guardian will need to be there to open an account and if you apply for any additional services.

Tick Icon

You’ll need two forms of ID, such as passport and birth certificate. We’ll also need proof of your parent or guardian's identity and address.

Tick Icon

Over 16s don't need to be accompanied by a parent or guardian but will need to bring two forms of ID and proof of their address.


Open an Under 19s Account