How do I get a balance transfer card?
You can apply for most balance transfer credit cards online, over phone and in branch - check with the provider. You can use comparison sites to find the best deal based on the amount you want to transfer, the monthly payments you can make and the deal length.
The success of your application and the credit limit you're offered depend on your individual circumstances and your credit score. The best deals are available to those with a high credit score.
Applications for credit cards show on your credit record, so it's not a good idea to apply too often as it could affect your score.
Usually, you can't transfer from one card to another if it's with the same company. For example, you wouldn't be able to get a TSB balance transfer credit card if you already hold a TSB credit card.