Clients' Call Account

This account is suitable for any professional practice or business that is entitled to hold money for its clients, for example, solicitors, accountants, insurance brokers, estate and managing agents.

Reasons to choose our Clients' Call Account

  • Instant access to the funds
  • Deposit £1 to £5 million
  • No minimum or maximum withdrawal, as long as you have cleared funds available
  • Tiered credit interest calculated daily, paid monthly
  • Convenience of daily, weekly or monthly statements
  • Cheque book
  • Normally no transaction charges

Summary box

Account name Clients’ Call Account
What is the interest rate?  Current interest rate
Interest rate 0.05% Gross/AER 
You'll earn interest on balances of £1 or more. Interest is calculated each day and paid monthly.
Can TSB change the interest rate?

Yes. We can move the interest rate up and down at any time. Our Terms and Conditions explain when we'll do this.
If we increase the interest rate, we'll make details of the rate change available in branch and on our website, within 3 days of the changes. If we decrease the interest rate, we'll let you know personally and give you at least 2 months' notice.
What would the estimated balance be after 12 months based on a £1,000 deposit? Based on a £1,000 deposit, with no withdrawals made from the account, and variable interest rates remaining the same:  
Current interest rate
Initial deposit   £1,000
Interest earned at 0.05% Gross/AER  £0.50
Estimated balance after 12 months  £1,000.50
You'll earn interest on balances of £1 or more. Interest is calculated each day and paid monthly.
How do I open and manage my account? Ways to open    
  • This product is no longer available  
Who can open
You must be:
  • Eligible to hold client funds
Open with  £1 minimum opening balance
Manage your account    
  • In branch
  • Over the phone
  • Online 
Can I withdraw money? Withdrawals allowed   Yes, instant access
Notice period None  
Withdrawal charges No withdrawal penalties apply
How to withdraw    
Faster Payments
Direct Debits 
(Service charges may apply, see Your Charges explained document for more information)
Additional information
  • Accounts can only be opened in the business name
  • Interest is paid gross (without taking off tax)
  • If you earn more interest than the Personal Savings Allowance, you may have to pay extra tax yourself
  • The Personal Savings Allowance is £1,000 for basic rate taxpayers and £500 for higher rate taxpayers. Additional rate taxpayers do not receive a Personal Savings Allowance

Rates and information correct as at 01/07/20.

AER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allow you to easily compare different savings accounts. As every advertisement for a savings product, which quotes an interest rate, will contain an AER you will be able to compare more easily what return you can expect from your savings over time.

Gross rate means that credit interest is paid without income tax being deducted.


Before you apply

To apply for a Clients' Call Account from TSB you will need to confirm the following:

  • You are a sole trader, partner, or director
  • You are aged 18 or over
  • You require the account for business use
  • Your annual business turnover

Financial Services Compensation Scheme


Visit to find out more

How to apply

We aren’t opening additional Clients’ Call accounts at this time. If you have an existing account and require any support please contact us on 0345 835 3858.

Lines are open 8am to 6pm Monday to Friday and 9am to 2pm on Saturday.

Useful documents

Please find key documents and further information on our legal page.
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