Guaranteed same-day payment of cleared funds in the UK (fee applies). CHAPS is an electronic, bank to bank payment system that guarantees same business day payment providing the funds are released before 4:40pm.

Features and benefits

  • Fast, reliable and secure method of guaranteeing same business day payment of cleared funds in the UK.
  • Payment is made from one account to another on the same business day.
  • Funds are cleared on day of receipt.
  • Built-in security.
  • Nationwide service.
  • Sterling payments only.
  • Payments are unconditional, and once made, cannot be recalled.
  • Payments can be made for any amount, so there's no need to worry about cheque guarantee limits.
  • Easy to arrange.
  • Money is received on the same business day, and can therefore be drawn against immediately.

Get started today

Apply at a branch

Fill out our quick form

Call us

Monday to Friday,
7am to 8pm
Saturday, 9am to 2pm
0345 835 3858 

Useful documents

FAQ icon

Need to visit us?
Visit our FAQs

If you need help with something specific, let us know what it relates to or search a topic.

Go to help page