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Standards of Lending Practice

We subscribe to the Standards of Lending Practice which sets standards of good lending practice for banks, building societies and credit card providers.

These Standards apply to businesses with up to £6.5m turnover.

Read more about our lending commitments to you

Download the full Standards of Lending Practice at

Any property given as security which may include your home, may be repossessed if you do not keep up repayments on your mortgage or other debts secured on it.

All lending is subject to a satisfactory credit assessment and we will need your permission to carry out a credit check on you and your business.

You should not apply for an amount that you cannot comfortably afford to repay now and in the future to avoid the possibility of legal action.